Pension of WWII veterans in Russia. Pension for veterans of the Great Patriotic War Pension for WWII

Pensions that are provided to participants in the Great Patriotic War are a type of state provision for citizens. But unlike other retirees, veterans also receive benefits and privileges, which lead to increased pensions and even additional benefits.

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And no less interesting is the question related to what the pension of WWII (Great Patriotic War) veterans in Russia is in 2019.

What you need to know

There are now two forms of pension provision in Russia, the first provides for compulsory pension insurance, and the second is state pension provision..

Moreover insurance pension is divided into actual insurance and savings, and insurance can be based on age, disability or loss of a breadwinner. But the state pension also includes a social aspect.

Therefore, those people who participated in hostilities in the period 1941-1945, or have the honorary badge of a resident of besieged Leningrad, can count on certain types of benefits and special conditions for their provision.

Definitions

To understand the pension provision of WWII veterans, you should understand the meaning of some terms in force in the field. This will help to more clearly understand what and to what extent people with the status of combat veterans are entitled.

Concept Meaning
WWII veteran A person who participated in the hostilities of the period 1941-1945 on the territory of the USSR and other countries due to the war with Germany has evidence of this and can provide it. Not only people who directly participated in the battles, but also service personnel, for example, doctors or motor vehicle drivers, have the right to the title of WWII veteran.
Pension Measure social security, in which a person who has reached a certain age, received merit or received the status of a disabled person, receives material support and a number of benefits that allow him to live normally and provide for his life needs
Benefit A certain relief intended for a certain category of citizens, guaranteeing them a reduction in taxes or utility bills, the provision of material benefits in a simplified manner, or other state guarantees of a normal life

Types of payments

There are three types of pension provision in Russia:

For compulsory pension insurance So, compulsory insurance is divided into insurance and funded pension, and the first type is a pension for old age, disability or loss of breadwinners
By state provision State support is provided based on length of service, old age, disability, loss of a breadwinner and on social grounds.
For non-state support But pensions for non-state provision are provided under special agreements concluded between a citizen and a pension fund of non-state ownership. In some cases it is more profitable, but there are risks of bankruptcy and not receiving payments made by the person

This division occurred due to the development of the economy and the improvement of the pension system, which provides greater freedom of choice for future retirees. They can decide where they want to keep their money and how they want to receive their pension once they retire.

Legal basis

Regarding pensions in Russia, there is a separate law, which is constantly supplemented and optimized in accordance with the realities of the economy. This is legal act 166-FZ, which is also called “On State Pension Security” It stipulates the list of persons who have the right to a pension, sources of funding for pension funds, as well as the very nuances of the work of pension funds and interaction with the state
And regarding some pensioners applying for pension payments, there is a law 4468-1 “On pensions for persons who served in military service, service in internal affairs bodies, the State Fire Service, authorities for control of the circulation of narcotic drugs and psychotropic substances, institutions and bodies of the penal system, the Federal Service of National Guard Troops Russian Federation, and their families" It indicates not only the length of service required for retirement, but also states which benefits are transferred to the families of such pensioners, which makes it possible for his immediate relatives to enjoy the status of a person

Important aspects

To understand what kind of pension veterans are entitled to, you need to familiarize yourself with the current rates for pension payments and calculate them taking into account all the standards of the Russian Federation.

In addition, it is important to understand how a WWII veteran can apply for a pension payment and what kind of application needs to be written for this. If the case concerns widows of WWII participants, then they are also entitled to part of the benefits of the deceased, but it is better to check the detailed list with the authority providing social protection.

The amount of a WWII veteran's pension

On this moment age pensions are calculated using a new method, which means a new calculation of payments.

Photo: pension calculation new formula

Thus, it is necessary to apply different formulas and bases for calculating pension payments, and also take into account additional privileges, although they are individual.

Insurance

The insurance pension is calculated using a formula where the number of accumulated pension points (IPC) is multiplied by the price of one of them, and the result is added to the fixed payment. So, for a fixed payment you should take the figure of 4558 rubles, while 1 pension point costs 74.27 rubles.

Thus, it is necessary to multiply the number of points by 74.27 and add 4,558 rubles to obtain the amount of payments due to the veteran.

By disability

The social disability pension is almost 5,000 rubles, and the specific amount is 4,959 rubles.

But WWII participants are entitled to an increase in disability payments depending on the disability group, and in all cases they increase at least twice.

If disabled WWII participants have financially dependent persons with the status of disabled people, then the social pension increases by another 1,653 rubles for each dependent, but no more than three can be added.

Over 85 years old

If a pensioner who participated in the Great Patriotic War is over 85 years old, then a monthly supplement of 500 rubles is established for his pension, but such an additional payment can only be received by persons who have an average per capita family income of less than double the amount living wage, but this value is valid for Moscow.

In other regions, upon reaching 85 years of age, they may pay either other amounts by recalculating, or impose other income requirements.

Additional social benefits

In addition to what pensioners receive as a pension and an increase to it, they also have the right to social support. Such payments include EDV, a set of social services and DEMO.

Disabled people of all groups, WWII participants or residents of besieged Leningrad can receive a one-time payment. Moreover, only one status is valid, and if there are several, the one that implies a larger payment is applied.

For veterans, the monthly allowance is 3,596 rubles. If a pensioner wants to receive free medicines, travel to the place of treatment and vouchers for treatment, then he can apply for social services, but he can also refuse, then he will be given 995 rubles monthly.

Conditions of registration

In order to apply for a pension, a WWII participant must apply personally to the Pension Fund, or send a proxy there.

The application must indicate the body to which the application is sent, information about the applicant, and in the application itself indicate why the pension is being requested, what the family composition is and indicate the documents attached to it. At the end the number and signature are indicated.

What is due to widows of participants in the Great Patriotic War?

Widows of WWII participants can count on the following types of benefits:

  • pension benefits and benefits;
  • benefits for housing and communal services;
  • relief on housing payments;
  • medical privileges.

The older generation survived the harsh years, managing to survive and defeat fascism at the cost of their lives and loss of health. Grandfathers and great-grandfathers died for the Fatherland, protecting loved ones from the enslavement of the new Aryan nation. The surviving front-line soldiers deserve gratitude from their children and grandchildren and decent provision from the state, which is trying to reward them with cash payments, benefits, care and assistance.

Veteran status was prescribed in Federal Law No. 5, adopted on January 12, 1995, the list included:

How is the state allowance calculated for a veteran?

For people who paid their debt on the battlefields, there are three types of security and EDV:

  • Insurance fees, which are regulated by Federal Law No. 400, are calculated by multiplying the number of points by the cost of one point;
  • State support, if an elderly person is assigned one of the disability groups, this is 250, 200, 150 percent of social security, depending on the specified group;
  • Military pension payments, they are equivalent to salary during service;
  • EDV, as an addition to the main income items of a pensioner.

The system of additional charges applies to the following categories:

  • Frontline soldiers;
  • Home front workers;
  • Disabled people who were injured during hostilities;
  • Siege runners;
  • Family members (wife, children) who lost their breadwinner in one of the bloodiest wars of the 20th century.

The amount of insurance coverage is calculated using the formula:

SP = FV + IPC* SPK, where

FV – monetary reward for age;

IPC is an indicator that demonstrates experience;

SPK - the price of a point, for 2017 is 78.58 rubles.

SP = 4805.11*2 + 70 * 78.58 = 9610.22 + 5500.6 = 15110.82 rubles.

For disability, a citizen is entitled to an increase social benefits by 50% 5034.25*1.5 = 7551.38 rub.

EDV = 5054.11 rubles.

Monthly payments will be 27,715.31 rubles.

Amounts of unified financial payments:

  • 5054.11 rub. – concentration camp prisoners, disabled people;
  • RUB 2,780.74 - blockade survivors;
  • RUB 3,790.57 – to front-line soldiers.

Veterans' benefits are subject to indexation, the value of which is established by the state. Over the current year, their size was increased in two stages, by 5.4 percent in February and 0.4 percent in April.

Preferences for the defenders of the Fatherland

The mandatory social package for front-line soldiers includes:

  • Monthly financial support (pension, daily allowance);
  • The exercise of the right to free housing and real estate can be issued to a veteran’s family only once;
  • Half the cost of housing and communal services, which includes payment and delivery of coal and firewood;
  • Priority installation of landline telephone communication;
  • Full medical care at the expense of the state, examination at the dispensary and in those medical institutions where the person was observed before retirement;
  • Preferential entry into cooperatives;
  • Free prosthetics and reimbursement of its cost in case of independent purchase, except for dental procedures and dental implants;
  • Paid leave 35 days, its partial or full use;
  • Skip-the-line service at the cash desks of cultural institutions and trade, in communication institutions, public utilities, government agencies and social institutions.
  • Compensations, monetary assistance from regional budgets for official public holidays;
  • Care by social workers;
  • Admission to a nursing home without a waiting list.

Selected benefits

    • Citizens who received injuries and injuries during the Second World War can claim:
      • Professional retraining and additional education that the employer will pay for
      • Increased vacation to 2 months;
      • Vouchers to the best medical and health institutions and sanatoriums;
      • Allocation, replacement of an old car with a new car every 7 years, if medical evidence is provided regarding the ability to drive a vehicle.

Front-line soldiers can undergo free additional training, change their profession, and receive vouchers for resort treatment. Blockade survivors are also entitled to free trips.

What is the pension for veterans of the Great Patriotic War? What is the procedure for its registration and accrual? Information about this and much more can be found in this article.

What does a WWII veteran’s pension depend on?

Pensions for participants of the Great Patriotic War are regulated by regulations of both federal and regional significance. Persons participating in the hostilities of 1941-1945, for special services to the Motherland, are entitled to receive social payments from the state. This opportunity is provided only after receiving a WWII certificate, the procedure for issuing which is provided for by Decree of the Government of the Russian Federation of October 5, 1999 N 1122. Federal Laws No. 5 and No. 166 regulate the conditions of appointment, the registration procedure and the rates of social benefits for participants of the Second World War. Article 9 of Law No. 166 indicates that not only veterans, but also persons awarded the badge of “Resident of Siege Leningrad” have the right to receive benefits.

Veteran categories

The norms of Law of the Russian Federation No. 5 say that taking into account all the merits associated with the defense of the Motherland, military or other public service, as well as a conscientious attitude to work, the following categories of veterans are determined:

  • WWII(commanding and enlisted military personnel who served during the war);
  • military operations on the territory of the former Soviet Union (employees of internal affairs and state security agencies who participated in combat operations);
  • military service(military personnel of the Armed Forces of the former Soviet Union and the Russian Federation; persons who served in other military formations and bodies specified by law);
  • labor(citizens awarded orders, medals, honorary titles for conscientious work and received the “Veteran of Labor” certificate).

It is worth noting that, analyzing the provisions of the above-mentioned normative act, disabled people from the Second World War and military operations can also be included in this group.

Types of pensions for participants of the Great Patriotic War

What is the pension for a veteran of the Great Patriotic War? Citizens, if there are a number necessary conditions, may become recipients of the following benefits:

  • insurance. Calculated based on the length of service, as well as the number of pension points (individual coefficients);
  • social(for disabled citizens and other persons provided for by law);
  • state(cash payments established for a certain category of the population).

In turn, state benefits can be assigned in connection with the onset of disability, as well as for length of service. WITH general information You can find out about the types of pensions .

It should be noted that all of the listed types of cash payments (including the pension of WWII veterans) are subject to annual indexation. In addition, the legislation provides for additional allowances for these citizens.

Additional government support measures

Article 13 of Federal Law No. 5 defines the system of social support for veterans, which consists of:

  • cash assistance paid monthly (MCA).

Intended for disabled (disabled) WWII participants and “blockade survivors”. It is worth noting that Law No. 122 establishes the right of citizens (residing on the territory of the Russian state) who were forcibly detained by fascist formations (ghettos, concentration camps and others) to monthly financial payments. This category of persons also has the opportunity to receive a number of benefits provided for by the legislation of the Russian Federation;

  • list of preferential services (NSS).

The provisions of Law No. 5 guarantee the right of citizens to free medical care, travel on public transport, provision of prosthetic and orthopedic devices, compensation for utility bills, etc.;

  • additional material support (DEMO).

Participants of the Great Patriotic War can apply for assistance in the amount of 1 thousand rubles, and “blockade survivors” - 500 rubles. It is worth noting that the law clearly stipulates the right of citizens to receive such financial payments on only one basis (even in situations where a person has the opportunity to receive the same payment for several reasons), except in cases provided for by law.

How to apply for a pension for WWII veterans?

In order to receive benefits specified by law, a person you need to do the following:

  • collect all the necessary documentation (the list can be found below);
  • contact the local competent authorities for the calculation of cash payments (this may be the structures of the Pension Fund or the Multifunctional Center);
  • await consideration of the application and provided documents;
  • receive a response to a request for monetary payments.

It is worth noting that both the veteran himself and his legal representative can apply to the pension authorities. Moreover, the application can be submitted via the Internet (by sending an electronic file on the official portal of the Pension Fund of Russia).

Documentation

Depending on what pension a citizen is applying for, the list of documents to be submitted will differ. To process insurance payments to local Pension Fund structures must provide:

  • application of the established form;
  • SNILS;
  • work record book (employment contract or archival extracts confirming the duration of a person’s work at the enterprise);
  • certificate of residence, etc.

To apply for state pension provision you will need following:

  • passport;
  • birth certificate;
  • a document confirming the disability of the person concerned;
  • a certificate proving the status of a participant in the Second World War or a resident of besieged Leningrad;
  • certificate of family composition (presence of dependents) and other documents, the provision of which is provided for by the current legislation of the Russian Federation.

How to calculate the sizepayments?

Many citizens are wondering whether How much is the pension for WWII veterans?. The answer to this question is given by the current laws of the Russian Federation. Benefits for war participants and persons with the status of “Resident of besieged Leningrad” are formed from insurance, social and government payments. At the same time, citizens have the right to receive one-time financial assistance (for example, in connection with military holidays and other events).

Insurance pension for war veterans is calculated using the following formula: A=B*D+C, Where:

  • A- total amount of payments;
  • IN- number of pension points;
  • D- the cost of one individual coefficient;
  • WITH- the amount of the established fixed payment.

For the current year, the main indicators are as follows:

  • price of one point- 81.49 rub.;
  • fixed amount- 4982.9 rub.

Pension provision on disability accrued to WWII participants as a percentage of the amount of the minimum established social pension in the manner regulated by Article 16 of Federal Law No. 166:

  • I - 250%;
  • II - 200%;
  • III - 150%,

and to persons having the status of “Resident of besieged Leningrad”:

  • I - 200%;
  • II - 150%;
  • III - 100%.

Useful video

This video talks about what kind of pension the participants of the Great Patriotic War have, as well as the main benefits provided for this category of the population:

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SP = IPC x SIPC + FV,

  • JV– insurance pension;
  • IPC– the sum of all pension points;
  • SIPC– cost of one pension point;
  • FV– fixed payment.

In 2019, the size of the fixed payment is equal to 5334.19 rubles, and the cost of one pension point is 87.24 rubles.

Since SIPC and PV are known, the formula for calculating pensions in 2019 is as follows:

SP = IPC x 87.24 + 5334.19

Persons who participated in the Great Patriotic War and “blockade survivors”, as a rule, already receive a labor pension. But at the time of calculation, the old formula was used. Therefore, after Law No. 400-FZ came into force, pensions calculated and assigned earlier subject to recalculation using a new formula. However, if the amount received is lower than previously established, then the final amount of payments will be accepted largest size, i.e. will remain at the same level.

Disability pension amounts

In 2016, pensions were increased by only 4%, taking into account the fact that the inflation rate in the country is much higher (12.9% in 2015). The Russian government explains such a low indexation rate due to the crisis situation in the country.

Assignment of state and labor pensions

For appointment, a citizen can apply at any time to the Pension Fund or MFC (multifunctional center) both at the place of registration and at the place of residence. To do this, you must write and provide the appropriate statement. You can do this in several ways:

  • through the territorial body of the Pension Fund (you can come in person, or you can send an electronic document through your personal account on the official website of the Pension Fund);
  • through the MFC;
  • by sending an application by mail.

The required application forms are available on the official website of the Pension Fund of Russia and are free.

Documents for assigning a state pension

For appointment State disability pensions, in addition to the application for the assignment of this pension, you must also provide:

  1. passport;
  2. a document confirming disability (the disability group and its cause must be indicated);
  3. a document confirming the status of a participant in the Second World War or “Resident of besieged Leningrad.”

In some cases it may be necessary additional documents. For those who have dependents, you need to provide:

  • a document confirming the disability of a family member;
  • income certificates for all family members;
  • certificate from housing authorities;
  • document confirming family relations (birth certificate, marriage certificate), etc.

Can be produced recalculation the size of the pension in connection with a change in the group or cause of disability, the number of dependents and when other circumstances arise.

Provided that all documents are provided and contain reliable information, a state disability pension is assigned from the first day month of treatment. This type of pension is established for the period during which the citizen is recognized as disabled. If the disability is not removed, it is established indefinitely and is paid until the end of life.

Documents for assigning an insurance pension

For appointment insurance (labor) old-age pension must provide:

  1. application for appointment;
  2. passport;
  3. SNILS;
  4. documents confirming the duration length of service, work periods;
  5. other documents.

Other documents may be required to confirm additional circumstances.

For foreign citizens and stateless persons (stateless persons), instead of a Russian passport, you must provide resident card. Persons living outside our country must submit an application and Required documents directly to the Pension Fund of Russia, located in Moscow (Shabolovka St., 4).

Old age pension is unlimited, that is, paid until the end of life.

Payment of pensions to veterans (participants) of the Second World War and residents of besieged Leningrad

Both pensions are paid every month. They can be received either by the pensioner himself or by the person for whom the power of attorney is issued.

There are several ways to receive payments:

  • Receive your pension through mail You can do it at home or at the post office at your place of residence.
  • Can be opened Bank account and receive a pension at the bank's cash desk. You can also get a bank card, in which case you can get cash through an ATM, or you can not withdraw it and pay by card.
  • There are special organizations delivering pensions. A list of these is available in the territorial body of the Pension Fund. Just like through the mail, you can receive payments at home or yourself at the cash desk of the delivery organization.

Select more convenient way of those presented may be the recipient of the pension himself. Also, the pensioner has the right to change the delivery method, having previously notified the territorial body of the Pension Fund of the Russian Federation by writing a corresponding statement

In the event of circumstances affecting a change in the amount of pensions, including a change of place of residence, it is necessary report this to the Pension Fund no later than the next working day.

Conclusion

Compared to WWII participants and blockade survivors, they receive pensions that are significantly exceeding payments to other pensioners, they are provided with additional monetary support (such as, ), social services () and other payments.

In honor of the 65th anniversary of Victory in the Great Patriotic War, the President of the Russian Federation signed decree No. 714 of May 7, 2008, which talks about providing housing to needy WWII veterans. In addition, in some constituent entities of the Russian Federation additional payments have been established.

Pensions for participants of the Great Patriotic War are a type of state provision. Such people rightfully receive various social benefits and privileges from the state, including increased pensions and additional payments. Let's look at what a WWII veteran's pension is and how it is calculated.

Pension benefits for certain categories of beneficiaries

In our country there are now 2 key types of pension benefits:

  • within the framework of the OPS;
  • on state pension provision.

The first type of benefits is also divided into funded benefits. And insurance is differentiated into:

Social security is also included in state provision. Those who took part in the battles of 1941-1945. and marked with honorary signs “Resident of besieged Leningrad”, in view of their special services to the Fatherland and the corresponding social status, by law, has the right to count on certain types of such benefits.

What benefits are available to WWII participants and residents of besieged Leningrad?

Those who participated in the Second World War and “blockade survivors” are entitled to state disability benefits and an insurance age pension.

For these persons, various additional payments are provided at different levels:

  1. federal;
  2. regional;
  3. local.

So, for example, in some regions there are local allowances and special services available to veterans and combat participants.

Attention! The law provides that if a pensioner of one of the listed categories has the status of a disabled person, he does not need to choose one of the above, since such a person has the right to receive 2 types of benefits at once.

Do you need information on this issue? and our lawyers will contact you shortly.

Disabled state pension

According to the provisions of Federal Law No. 166, individual Russians (due to exceptional circumstances) are entitled to state pensions.

Disabled people of 3 available subgroups have the right to receive state benefits:

  • those who lived in besieged Leningrad;
  • individual persons listed in Art. 4 FZ-166.

Meanwhile, the reason for incapacity for work due to health reasons will not affect the assignment of such payments.

Attention! If a person has acquired a disability due to illegal actions or after deliberate self-harm, he is assigned a disability social pension. Then he will no longer be able to apply for a state pension.

According to Law N4468-1, individual military personnel who participated in the Second World War are also awarded a service pension. Since they have a length of service sufficient to assign such social support.

Conditions for receiving payments


Before the acquisition of legal force FZ-400, the insurance pension was called labor pension. And it was calculated a little differently, since at that time completely different legal norms were in effect. Citizens who have achieved what is required by law are entitled to it. retirement age with the necessary work (insurance) experience. In Russia, women currently go on post-work rest at their 60th birthday, and men at their 65th birthday.

Important! Those who work in difficult conditions are also given the right to similar financial support earlier than the established time.

If insurance premiums have been paid for a future pensioner under compulsory pension insurance, but he has acquired incapacity for work due to health conditions due to objective circumstances, he will also be assigned a disability pension. It is issued regardless of the age limits of the applicant and the number of contributions paid. It is calculated using the same formula as age-related payments.

How is a pension assigned?


To apply for a pension, you must contact the Pension Fund - personally or through a proxy. There are also options for sending the application by mail or through the MFC
. In any case, the required package of documents is attached to the application. If something is missing, the applicant is notified and given an additional period.

The volume of benefits for WWII participants and siege survivors


Benefits for participants/veterans of the war of 1941-1945, blockade survivors are formed from insurance, disability pensions and other social payments (DEMO, EDV, etc.). Every year, the volume of pensions is increased by a certain factor due to indexation or the appointment of additional payments.

Among other things, such people are also given lump sum payments associated, for example, with significant military dates and other events. For example, payments on the occasion of the 70th anniversary of Victory in the Second World War.

Calculation of insurance benefits in 2019


Today, age pensions are calculated in a new way. This means that for persons just retiring, the volume of payments will be formed differently.

New calculation formula:

SP = IPC x SIPC + FV,

  • SP - insurance benefit;
  • IPC - the number of accumulated pension points;
  • SIPC - prices of the 1st pension point;
  • FV - fixed payments.

In 2019, the fixed payment amount is 5334.19 rubles. The price of 1 pension point in 2019 was 87.24 rubles.

Since SIPC and PV are known for certain, pension calculations in 2019 will be as follows:

SP = IPC x 87.24 + 5334.19.

Persons who participated in the Second World War and “blockade survivors” usually have work benefits. However, at the time of its calculation, the old formula was used. After acquiring the legal force of Federal Law-400, pensions previously calculated and issued are recalculated according to the new rules.

If the resulting value is lower than that previously assigned, then the largest volume is taken as the final value. This means that the old payment will remain at the same level.

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Disability pension volumes


The size of the social pension is 5180.24 rubles.

Since the amount of the disability pension is directly related to the size of the social pension, until April 1, 2019, disability payments will be as a percentage of the social pension:

It happens when disabled people also have financially dependent disabled persons;

  • children, grandchildren;
  • sisters and brothers;
  • spouses, parents and other relatives.

Then the pension is increased by 1,725.75 rubles. (according to April indexing for each financially dependent person, but no more than 3.

Important! For northerners and persons living in similar regions, the state payment is increased by the current rate in that area, for the entire period of residence of the pensioner there.

Additional social benefits for pensioners


In addition to 2 benefits, due to veterans There are various financial measures of social support for WWII and “blockade survivors”.

These include:

  1. Set of social services (NSS).
  2. DEMO.

Recipients of state aid


EDV size:

  • - RUB 3,782.94;
  • - 2701.62 rubles;
  • A set of social services (NSS) is provided to recipients of the EDV and is included in its composition.

    This is state aid, including;

    • additional medical care;
    • driving license on trains, electric trains;
    • free referral to sanatorium-resort treatment.
    Attention! NSO recipients can replace these in-kind services with money. Replacement is allowed in full or in parts. Your decision on this matter must be communicated to the Pension Fund by submitting a corresponding application before October 1 of the current year.

    The size of the set of social services from 02/01/2019 is shown in the table.

    Accompanying a disabled person of the 1st group. has the right to 2nd and free pass to your destination and back. There is another payment called additional monthly financial support. This payment is available to people on federal benefits.

    The following have the rights to DEMO:

    • WWII participants - in the amount of 1000 rubles;
    • “blockade survivors” - in the amount of 500 rubles.
    Attention! Like EDV, rights to DEMO are obtained based on only one of the justifications. To assign any payment, you must provide documents to the Pension Fund at your place of residence.

    Dear readers!

    We describe typical ways to resolve legal issues, but each case is unique and requires individual legal assistance.


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