State pension pensions, including social ones, increased by 1.5% from April 1, 2017.

As a result, the average size social pension in the south of the Tyumen region increased by an average of 136 rubles and after indexation amounted to 9,220 rubles. The average social pension for disabled children and group I disabled children since childhood in our region was 13,894 rubles.

Insurance pensions of non-working pensioners were increased by 0.38% from April 1. Taking into account the indexation on February 1 by 5.4%, the total indexation of insurance pensions in 2017 amounted to 5.8%. The average old-age insurance pension in 2017 in the Tyumen region was 13,992 rubles.

The cost of the individual pension coefficient (pension point) from April 1 is 78.58 rubles.

As for the further increase in pensions, pensioners who worked in 2016 will have their insurance pensions increased in August 2017. The maximum increase is the monetary equivalent of three pension points.

As before, in 2017 there will be no pensioners in Russia with a monthly income below living wage pensioner in the region of residence.

Non-working pensioners whose total income is below the pensioner's subsistence level are provided with a social supplement up to the subsistence level. In the Tyumen region, the cost of living for a pensioner for 2017 was approved by the Law of the Tyumen Region dated November 8, 2016 No. 98 “On the cost of living for a pensioner in the Tyumen region for 2017” in the amount of 8,540 rubles.

In Russia, a monthly cash benefit is paid to disabled citizens, called a pension benefit. Usually this refers to disability due to old age. Payment of such benefits is carried out upon reaching a legally defined age. In the current year, 2016, for men this age is 60, and for women – 55 years. Residents of the northern regions or workers in hazardous and health-hazardous industries have special limits: they can retire much earlier, in some cases the retirement age comes after 40 years.

If desired, pensioners can also continue to work, while receiving a salary and the pension benefit due to them. However, starting from 2017, some changes will come into force for them, which are described below, as well as Is it planned to increase the pension from April 1, 2017 and by how much?.

Who is entitled to benefits?

Pension benefits are also paid upon the onset of disability, upon the loss of a breadwinner, upon the accumulation of a certain length of service, and upon length of service. This pension is assigned to civil servants, astronauts, military personnel, and pilots. This also includes workers in areas associated with health hazards.

In general, all payments can be divided into 2 groups:

1. State or labor - accumulated during working life in a special savings account.
2. Social – paid to those who do not have work experience and did not participate in the accumulation of a pension. It is paid to provide financial support to people who do not have guaranteed sources of income.

In turn, social is divided into:

• Old-age pension – entitled to elderly people with a total work experience of up to five years;
• Disability pension – for disabled people with a disability group who have not worked a single day and have no work experience at all. This pension is also available to disabled children;
• A pension paid for the loss of a breadwinner upon the death of one or two parents without length of service: children under adulthood and full-time education students up to 23 years of age.

Changes for pensioners as part of the reform

Since 2013, the Government of the Russian Federation has signed a number of documents establishing a different formation of payments to pensioners. An updated method has been introduced for determining the amount of a pension, taking into account the length of service, the amount of salary, as well as the age at which the pensioner retired.

People classified as self-employed (private entrepreneurs) will see a step-by-step increase in insurance payments so that they ultimately form a pension at the level of pensions for employees. According to calculations, they provide a pension corresponding to the subsistence level, payments of 7000-8000 rubles. This will equalize the rights of self-employed and hired workers. The changes have already affected working pensioners: the revision of the amount of payments in 2016 was frozen and there was no increase in benefits. In the continuation of the reform, a revision is not excluded retirement age.

Calculation of pensions in 2017

Now, when calculating pension benefits, an updated formula is used to calculate the insurance part. It takes into account the total length of service, the amount of salary, as well as the age at which the citizen retired.

Insurance pension = (FV x KPV) + (IPK x SPK x KPV)

• Federal payment (FP) - a legally defined portion in the year of release;
• Retirement exit coefficient (RPR) is an indicator that takes into account age;
• Individual pension coefficient (IPC) - subject to calculation individually;
• The cost of the pension coefficient (SPK) is a fixed indicator of the year of release.

The following indicator is also highlighted: the annual pension coefficient (APC). It is necessary to evaluate each year of work and is calculated as the ratio of the total amount of contributions paid by the employer to the insurance part to the amount of contributions from the contributory part of the salary.

A separate GPC will be at the time when the person was a military serviceman, cared for young children, a disabled child or a person over 80 years of age.

Pension increase from April 1, 2017

Like other monthly social transfers from the state, pensions are also subject to review every year. Lately Pension indexation is carried out twice by the percentage of inflation of the previous year: in February and April.

The next increase in benefits, according to a statement by Russian Prime Minister Dmitry Medvedev, planned for the beginning of 2017, is planned to be carried out at the current inflation level in the country over the past year. Similar statements were also voiced by representatives of other government agencies, responding to a current request: Will pensions be indexed from April 1? Last news confirm this fact.

The expected inflation rate in the current 2016 will not exceed 7-8%. These figures were announced by analysts from Rosstat and the Central Bank of Russia. Expect indexation in 2017 pension payments should also be 7-8%.

This year it remains open topic re-review of pension benefits. The reason is that in 2015, inflation was as much as 12.9%, and indexation was carried out by only 4%. To maintain an appropriate standard of living for pensioners, it is necessary to revise pensions towards an increase of 8%. As promised in the State Duma, the final answer to the question about a possible second stage of increasing pension benefits should be expected based on the results of the first financial half of the year. The increase itself will occur approximately no earlier than September.

Pension amount in 2017

Considering the insignificant increase in pension payments in the current year compared to the price increase, amounting to only 4%, the most troubling question for citizens is: is a pension increase planned from April 1, 2017? Latest news confirms the increase. Social payments of this kind are revised upward every year and there is no reason to freeze them for the next 2017.

Many people are interested in who will have their pension increased from April 1, 2017. Below is the current revision sequence:

• February 2017 - the state old-age pension benefit is subject to indexation;
• Government resolution on pensions from April 1: social benefits are increased;
• A review of pensions for people in military service is planned for early October.

This year, 2016, the following pension amounts are legally fixed: old age - about 13.1 thousand rubles and social - about 8.6 thousand rubles.

1. State old age pension. Based on the figures above, we can calculate that the approximate old-age pension from April 1, 2017 will be 14.2 thousand rubles.
2. Social pension: no less important is information about what the pension will be for special categories of citizens from April 1, 2017. Latest news: the increase for disabled people and other persons receiving a social pension will be about 700 rubles and the total amount will be about 9,300 rubles.

Possible surcharges

If the final amount of the pension payment is less than the minimum subsistence level provided for in a particular region, the Pension Fund of the Russian Federation makes an additional payment on a monthly basis up to the corresponding amount. Thus, the minimum monthly pension benefit is always greater than the minimum subsistence level legally established in the region of residence.

Also in some regions, authorities make additional payments from the local budget. For example, in Moscow, the city government increased the pension of Muscovites by 20%, raising city surcharges. Thanks to these actions, the amount of monthly pension payments for Moscow residents who have retired due to age, from the second quarter of 2016, is 14.5 thousand rubles.

Indexation of pensions from April 1, 2017 for working pensioners

In 2016, by Decree of the Government of the Russian Federation, pension indexing was temporarily suspended for those pensioners who had not terminated their labor activity. When leaving a workplace, pensioners will receive an up-to-date benefit that takes into account increases that occurred during the period of work. If the pensioner finds a job again, his pension benefit will remain and will not be reduced.

However, in 2017, a small part of pensioners belonging to this category will be affected by other changes. Citizens who work while at retirement age will no longer receive benefits at all. The innovation will only affect those whose total annual income exceeds 1 million rubles. Such people, according to the Russian Pension Fund, are slightly less than 1%, so the bulk of the changes will not notice.

Indexation, according to preliminary information, will be carried out for other working pensioners in the general manner by the amount of inflation. That is, in 2017 by 7-8%. However, according to a statement by Russian President Vladimir Putin, the Government of the Russian Federation may again return to the issue of possibly canceling the indexation of the monthly pension benefit for working pensioners based on the results of the fourth quarter of 2016.

Increasing the retirement age

The issue of a possible increase in the age limit for pensioners is especially acute. In May 2016, the President of the Russian Federation signed Law No. 143-FZ, and according to it, a gradual increase in this age begins for employees holding government positions in the Russian Federation and constituent entities, as well as those in the civil service. It will be carried out on an annual basis for six months. As a result, by the beginning of 2032, the age limits for retirement for officials will be 63 and 65 years for women and men, respectively. Of course, the majority of pensioners may not worry about this for now. But the Government of the Russian Federation is still considering alternative options in the form of equalizing the retirement age: 60 years for both men and women, as well as a slight or gradual increase. However, according to many experts, this measure will inevitably increase the share of unemployed, which will certainly affect the quality of life in the country.

In conclusion, it makes sense to note that the reform of the Pension Fund of the Russian Federation, which began in 2013, will continue in 2017. The main changes that current and future retirees should expect:

• The re-review of pensions in 2016 has not been approved. The decision will be made based on the results of the first half of the year.

The year 2017 brought Russian pensioners some great news.

The government fulfilled its promise of a one-time payment to each citizen of retirement age (5,000 rubles), and announced the long-awaited indexation.

The last increase, which was planned for September 2016, did not take place. The compensation paid was a one-time event. The issue of increasing payments has not ceased to be relevant. The next indexation will be calculated based on the pension amount current for February 2016.

The next indexation of pensions from April 1, 2017 will increase the size of pension payments at least by the percentage of inflation recorded at the end of 2016. The official figure was 5.4% (for comparison: 2015 - 12.9%, 2014 - 11.4%). The Government has every chance to fulfill its obligations. How much will the average pension increase from April 1, 2017? What kind of increase will military and working pensioners receive? Will there be a second indexation in September?

Average pension in the country

The latest news from the Government of the Russian Federation states that the indexation of pensions from April 1, 2017 will be 5.8%. The increase will take place in two stages: the first in February (by 5.4%), the second in April (another 0.4% to make 5.8%). Pensions will undergo a second indexation from April 1, 2017, and the final percentage increase will exceed the plan by 0.4%.

According to the current legislation, which obliges the Government to annually increase pensions (indexed by the percentage of inflation based on the results of the previous year), after April 2017, the next increase in labor and social pensions will have to wait until next February.

In 2016, the average old-age pension was set at 13,132 rubles. According to the indexation scheme, from April 1 - after pre-indexation - the average pensioner will receive 13,893 rubles.

As for social pensions, it is necessary to take into account not only the size of the social pension (it is an order of magnitude lower than that of labor pensions), but also the category of citizens to whom it is awarded. In 2016, the social pension was 4,959 rubles. In 2016, it was received by those elderly people who did not accumulate the required insurance work experience. According to the Government decision, this type of payment has also been increased: the social pension from April 1, 2017 will be indexed by 5.8% and will amount to 5,247 rubles.

For reference: only citizens who have reached retirement age can receive social pensions (men - 65 years, women - 55 years). An exception is made for pensioners classified as small-numbered peoples of the North. For them, the age threshold for both women and men has been reduced by 10 years.

Retired military personnel belong to a separate category of pensioners, since the system for calculating their pension payments has its own characteristics. First of all, the size military pension depends on the salary that the pensioner received before leaving service. The timing of the indexation of military pensions also differs: The Government has committed to increasing military pensions twice a year (in January and October) plus using an additional – second indexation in the amount of 2%, regardless of the value of the first indexation. What awaits military retirees in 2017? Nothing good.

The military pension will not be increased from April 1, 2017. Indexation should not be expected in October either. There will not be a two percent increase (for the first time since 2012). These provisions are spelled out in Federal Law No. 430-FZ of December 19, 2016. The reason for the appearance of the law (according to officials) is a lack of funds in the budget. However, this regulatory act makes some exceptions: military payments will be indexed on a general basis (by 5.8%). The increase will affect only former employees of prosecutors' offices, military courts and the Investigative Committee.

A significant portion of pensioners who continue to work are recipients of social pensions. A pensioner has to continue working due to lack of experience to obtain labor pension, as well as pension points.

This situation allows one to count on relatively little government support. Since 2017, the Government has taken care of working pensioners and decided to freeze the amount of pension payments. The size of the pension for working citizens will remain at the same level after April 1. The reason for the lack of indexation is still the same - lack of funds in the state budget.

Throughout 2016, rumors actively circulated about the complete abolition of pension payments for working citizens.

From April 1, 2018, the Russian government increased pensions. Who was affected by the latest indexation, and for whom the amount of deductions remained the same? This will be discussed in the article.

What types of pensions are there?

Indexation actually took place in early April, but it did not affect the entire population. The point is that citizens receive different kinds pension contributions. They are usually divided into three types:

1. Labor pension. According to the law, it is provided exclusively to those Russians who have a certain work experience. Relatively speaking, it is intended for the population who worked officially. Moreover, the labor pension itself is further divided into 3 types: old age, disability and loss of a breadwinner. An old-age pension is awarded to citizens who have officially worked for more than 5 years; they begin to receive cash payments upon reaching the age of 55 and 60 for women and men, respectively (be careful, the minimum age has been increasing in the last few years, so the situation may change by the time they retire) . The other two types of pensions require disability or loss of a survivor, as is clear from the name.
2. State pension. This type of security is not available to all citizens. The state pays funds only if there is some basis for this. Moreover, the presence of work experience does not affect whether such a pension will be issued or not. State support also has several varieties. For example, a long-service pension is provided to federal officials, military personnel and other categories of citizens. State old-age pension is provided to people who have become participants in man-made disasters and received illnesses or injuries as a result. By disability state provision It is not due to ordinary disabled people, but to former military personnel, astronauts, as well as participants in the siege, World War II, or victims of disasters. In this case, the survivor's pension is awarded to the families of the listed persons.
3. Social pension. This payment format is available to citizens who do not have work experience. If a person worked officially, it is more profitable for him to receive a labor pension. The social pension is provided to pensioners aged 60 and 65 years for female and male persons, respectively, disabled people, disabled children, and minor citizens who have lost their breadwinner.

Indexation of pensions usually concerns a certain category of citizens. For example, the last increase, which took place on April 1, did not in any way affect those who receive a labor pension. Therefore, it is important to understand what kind of pension a person receives, when and in what amount the payments due to him are indexed.

Pension increase schedule for 2018

A pensioner who wants to know whether the amount of his payments will increase in 2018 should familiarize himself with the indexation schedule, which contains information about the timing, amount of indexation, as well as what types of pensions it will apply to. In the current calendar year the situation will be as follows:

• At the beginning of the year, current insurance payments were increased non-working pensioners. Let us remind you that usually the annual increase occurred in February, but in 2018 it was applied from January 1. The size of pensions increased by 3.7%.
• In February, the size of pensions was not increased, however, for preferential categories of citizens, the size of the monthly allowance was increased. The amount of the surcharge increased by 2.5%.
• Last indexed occurred on April 1st. She touched upon social pensions. Their size increased by 2.9%.

The next increase in pensions will take place in August 2018. This time the changes will affect working pensioners. Exactly what kind of growth is expected is still unknown. It is only clear that it will depend on the level of wages of pensioners in 2017. Moreover, the increase will be no more than 3 pension points.

The first increase occurred on January 1 of this year. Then insurance pensions for non-working pensioners were increased. The growth was 3.7%. In this regard, the amount of the required fixed payment has also changed. It was increased to 4,982 rubles 90 kopecks. At the same time, the cost of a pension point was 81 rubles 49 kopecks. Ultimately insurance pension on average per year increased to:

• 14,075 rubles - for those who receive an old-age pension;
• 14,329 rubles - for the non-working population of retirement age.

If we convert the indexation coefficient into rubles (equal to 0.037), on average we get 420 rubles. To calculate the size yourself due pension from January 1, you must:

1. find out the size of the pension that was paid before the increase, that is, until 2018;
2. multiply the found value by 1.037 - this will be the size of the pension from January 1.

For example, if a person received a pension before indexation in the amount of 4,500 rubles, then payments for him from January 1 were increased by 166 rubles 50 kopecks, which exactly corresponds to 3.7%. As a result, the pension amount became 4,666 rubles 50 kopecks.

After this, the monthly wage in February was increased by 2.5%. This change affected federal beneficiaries.

The latest change in the amount of pensions occurred just recently - from April 1, the size of social pensions was increased by 2.9%. This innovation will affect about 4 million pensioners.

Let us remind you that the size of social pensions is related to the size of the cost of living in the previous year. For example, in 2017, the pension increased once and by only 1.2%. This year the growth was slightly higher. In monetary terms, the pension increased by approximately 250 rubles. The average amount in the country became equal to 9,062 rubles. Moreover, for some categories of citizens the increase was more significant in monetary terms:

• disabled children began to receive 378 rubles more - before April 1, payments amounted to 13,032 rubles, and after indexation - 13,410 rubles;
• for disabled people from childhood with group 1, their pensions were increased by 382 rubles - before this the payment was 13,174 rubles, and now it is 13,556 rubles.

There was an increase in disability pensions for those who participated in the Second World War or became disabled during military service. For them, the pension amount is now 35,387 and 30,694 rubles, respectively.

Payments for dependents have also increased, albeit slightly. The situation looks like this:

1. payment for one dependent is 1,762 rubles;
2. for two people, monthly payments amount to 3,493 rubles;
3. if there are three dependents, the benefit amount is 5,420 rubles.

The Ministry of Labor also reported that almost 10 billion rubles were allocated from the federal budget for the indexation of social pensions from April 1.

The size of the pension is affected not only by the level of indexation, but also by the cost of living for pensioners in the region in which they live. That is, the final level can be further adjusted by local authorities, depending on the cost of living in the constituent entity of the Russian Federation.

If it suddenly turns out that a citizen’s pension with all the payments due to him does not reach the subsistence level, then he will be paid an additional social supplement.

Indexation of pensions is a mandatory procedure in Russia. Moreover, the size of the increase directly depends on the level of inflation in the country: the higher it is, the greater the indexation required for social payments to maintain the appropriate standard of living of the population.

However, in the last few years, the Government has managed to significantly reduce the level of inflation, which led to a reduction in the level of indexation of various payments, including pensions. For example, in 2017 inflation is expected to be 3.7%. However, in reality it turned out to be significantly lower. For the whole calendar year the inflation rate is 2.5%.

Moreover, it should be noted that pensions were indexed not by 2.5, but by 2.9%. This is explained by the fact that the increase is made taking into account future periods.

Representatives of the Pension Fund also expressed the opinion that in the next two years the growth of pensions will be 4% per year. However, if the positive trend of lower inflation continues, it is possible that pensions will increase much less.

Who is affected by the current increase?

Various types of pensions are paid to a fairly wide range of people. Therefore, it is not surprising that they sometimes find it difficult to figure out whether the current indexing applies to them or not. For example, a social pension is paid in the absence of any work experience. The latest increase in pensions, which occurred in early April, was provided for these categories of citizens. Those who retired upon reaching retirement age can also expect an increase in payments.

In some cases, social pensions are also awarded to foreigners living in Russia. To do this, they need to fulfill two conditions:

1. reside permanently in Russia for at least 15 years;
2. reach a certain age.

Those who receive a survivor's pension will also receive an additional payment. Moreover, such a pension is provided only to those dependents whose breadwinner had no work experience at all. Otherwise, we are no longer talking about a social pension, but about an insurance payment.

Payments will also increase for some peoples of the North who have reached 50 and 55 years of age for females and males, respectively.

The pension will be higher for military personnel, families with WWII participants, as well as for people affected by man-made disasters.

Perhaps the only category of pensioners who have not received indexation since April 1 are working pensioners. They will have to wait until the end of the summer for a promotion. And after that, indexation will not be provided for several more years, provided that these pensioners continue to work.

Indexation of pensions in 2018 in Russia will be carried out in three stages:

The moratorium on indexation of pensions in 2018 will be maintained - that is, employed citizens who are already retired will be able to count only for recalculation from August 1 based on accrued pension points for the previous year. They will be able to receive all the indexation missed during the moratorium.

In addition to the indexation of pension payments, in 2018 there will also be changes in the basics of pension provision for Russian citizens, which will affect the conditions for retirement upon reaching retirement age and the formation of pension rights of working citizens. Another question that concerns pensioners in connection with the onset of the new year is whether there will be one (alas, but no - this time there will be no such payment).

Indexation of pensions in 2018

According to the provisions of Law No. 400-FZ of December 28, 2013, insurance (labor) pensions of citizens must be indexed annually from February 1 to the inflation level of the previous year, and if the Pension Fund has additional financial resources, indexation is carried out again on April 1. But the new year is traditional The procedure for indexing labor pensions will change: their increase will occur 1 month earlier - already.

Social pensions and other social payments made by the Pension Fund, will be promoted as usual to the actual level of price growth for 2017:

At the same time, an increase in insurance pensions. Let us recall that the indexation of pensions for working citizens was suspended in 2016 due to severe economic situation in the country. This freeze helped save the state 12 billion rubles. However, all missed indexations must be compensated to the citizen already.

Pension increase from January 1, 2018 (latest news)

In accordance with the law adopted by the State Duma on December 15, 2017 (introduced by the Government as) on changing the procedure for indexing insurance pensions in 2018 all types of pensions (old age, disability, survivors) should increase from January 1, 2018 by 3.7%. The previous procedure for increasing labor pensions is suspended until the beginning of 2019, and this increase does not apply to working pensioners (see the text of the law below).

It should be borne in mind that any insurance pension consists of two parts:

• fixed payment(or FV) is a constant value guaranteed by the state (for all categories of recipients it is set in a fixed amount);
• directly insurance part- this is an individual calculated value, which depends on the number of pension points earned during work.

January indexation will affect both parts of the pension as follows:

1. The fixed payment will be increased by 3.7% and will remain unchanged 4982 rubles 90 kopecks, its increase or decrease is legally established for certain categories of citizens by Law No. 400-FZ of December 28, 2013;
2. The insurance part of the pension directly depends on the points earned by the pensioner, the cost of which will increase from January 1 by 3.7% and amount to 81 ruble 49 kopecks.

In 2017, actual inflation in the country was recorded at no more than 3%. Consequently, the increase in pensions proposed by the Government by 1.037 times in 2018 formally covers the increase in consumer prices (although, of course, in its absolute value this increase will be very small - the increase will be even less than in previous years).

Increase in social payments to pensioners in 2018 from February 1

From February 1, 2018, there will also be an increase (indexation) of all social payments of the Pension Fund provided for various categories of citizens (disabled people, veterans, heroes of Russia, etc.). They are provided in the form of monthly cash payments (MCB), an integral part of which is also a set of social services (NSS).

In general, NSU consists of three parts (medicines, travel and sanatorium treatment) and is provided at the choice of the pensioner in one of two ways:

• in kind (that is, directly by social services);
• in monetary terms when refusing natural food.

The cost of a set of such services (each part separately) is determined by law and increases in direct proportion to the growth of the monthly payment (EDV) - i.e. by the same percentage. In 2018, this increase is planned at a level of less than 3%, so beneficiaries will hardly feel such an increase. The preliminary values ​​of EDV and NSU in 2018 can be found in the table.

Thus, from February 1, 2018, it is planned to index social payments (including a set of social services) to the actual inflation level of last year. In the draft Government resolution, this value was fixed at 3.2%, but actual inflation will be less than 3%, so the size of the increase will be even smaller (the same applies).

Indexation of social pension in 2018 from April 1 by 4.1%

A social pension is a special type of pension, which is characterized by the pensioner’s lack of work experience for some reason. Such a pension is assigned in a fixed amount approved by law. And, as a rule, the size of social pensions is significantly lower than the calculated labor (insurance) pensions.

It should be noted that in the last two years there has been a decrease in the established growth rates of social pensions. So in April 2017, this type of pension was indexed by only 1.5%. In 2018, it is planned to reach the usual (pre-crisis) increase in the level of this type of pension provision - the projected growth of social pensions in April 2018 will be approximately 4.1%.

Unlike labor pensions, indexation of social pensions is tied to change in the cost of living of a pensioner for the previous year. Therefore, the amount of indexation of insurance and social pensions for the same year may differ (although in both cases it is associated with actual increase in consumer prices).

Thus, one of the positive changes in 2018 is a more noticeable increase in the cost of living (LS) in the country, including separately by region. At the same time, the established PM allows all non-working pensioners to receive additional payments (the so-called social supplements up to the subsistence level- federal and regional), if the size of their pensions is lower than the approved values.

According to the law, the level of a citizen’s pension should always be not lower than the subsistence level in the region, in which he lives (hence the seemingly strange statements of the Government that “There are no low-income pensioners in Russia”- they all receive pensions in conjunction with others social benefits in an amount not less than PM.

Since 2010, pension applications have already included a section on receiving social supplement. If your pension was assigned before 2010, and you did not submit a separate application for an additional payment, and the pension amount is below the established subsistence level in the region, then you must independently contact the territorial bodies of the Pension Fund.

Pension increase in 2018 in Russia for working pensioners

The laws adopted in the State Duma do not provide for any changes for the working population receiving pensions for 2018. This means that working pensioners will continue to receive pension amounts without annual indexation.

Let us recall that the indexation of pensions was stopped in February 2016 for those citizens who continue to work, having exercised their right to pension provision. The Government’s plans included not indexing pensions for working Russians up to 2019.

This moratorium on pension indexation operates as follows:

• Those citizens who retired before February 1, 2016 and retained workplace, have remained without an increase in their pensions since February 2016.
• For citizens who became pensioners after February 1, 2016, when calculating the individual pension coefficient (IPC), all increases that took place on the date the right to a pension became available are taken into account.
• If you continue to work and simultaneously receive a pension, all subsequent indexations from the date of employment will again not be applied.

Working pensioners have the right to increase their pension only through annual recalculation according to the employer. From August 1 of each year, the pensions of such citizens increase by the number of points taken into account in the previous year for the period of labor activity and payment of insurance contributions during this period. But no more than 3 points per year!

An example of how working pensioners will recalculate pension indexation in the Pension Fund

A woman born on May 1, 1962, retired in 2017 within the period established by law and continues to work. What indexations will be taken into account when determining the size of the pension? And from what time will the pension stop being indexed?

The calculation of the pension for this woman will be made on the date May 1, 2017. When calculating the IPC, all approved pension growth indices will be taken into account, starting from 2015 to 05/01/2017.

• The cost of one pension coefficient will be taken as of 05/01/2017 - this is 78.58 rubles.
• The fixed payment included in the insurance pension will be taken into account taking into account indexation as of May 1, 2017 and is equal to 4805.11 rubles.

Further, subject to continued performance of paid work, all subsequent indexations of singing after appointment will be suspended. Those. the indexation carried out will no longer be applied to this woman’s pension. And this will continue until she quits her job or is fired by her employer.

Indexation of pension after dismissal of a working pensioner in 2018

In 2017, a law was adopted according to which the period for recalculating pensions after dismissal was changed. In 2018, working pensioners will be able to receive a pension with all missing indexes already since next month after dismissal. At the same time, the pensioner himself will not need to additionally apply to the Pension Fund, since this recalculation is entirely based on the monthly reporting of employers!

Previously, after leaving work, the pensioner received a recalculation of the pension received, taking into account all indexations in three months:

• the first month is the submission of reports to employers to the Pension Fund about citizens working in the organization;
• the second month - data on the fact of work was loaded into a single software package operating nationwide;
• the third is the adoption by the territorial body of the Pension Fund of the Russian Federation of a decision on recalculation.

For citizens who stopped working in 2018, the period for calculating pensions is reduced, taking into account indexations missed during work. This will be possible after entry into force from January 1, 2018 Federal Law No. 134-FZ of July 1, 2017.

However, the process of additional accrual of missed increases will be the same for technical reasons will also take several months. But after this, when paying an already recalculated pension after 3 months, an additional payment will be made for the entire period following dismissal.

This innovation applies only to those who have been laid off. after January 1, 2018. If a pensioner quit, for example, in December 2017, then the indexation of his pension will be carried out only from April 1, 2018 - without additional payment for the period from January to March (in other words, these months will be lost).

Latest news and latest changes in pensions

As has already become clear, the increase in pensions in the new year for most categories of pensioners (barely noticeable) or, as for the large category of working pensioners -. But in the new year demands will increase to already formed pension rights and the level of wages of Russian citizens for retirement:

Other significant changes to pension system Russia is not expected in 2018. In particular, the amount expected by many in the amount of 5,000 rubles will not be paid in 2018- this was a one-time, one-time additional payment, which was due to all pensioners in January 2017 in return for the additional indexation required by law that was missed in 2016 (and there is simply no reason to pay it in 2018).

And one of the few truly good news for Russians is that no decision has yet been made on what is relevant for those who are still working or planning to retire (including men born in 1958 and women born in 1963).

Will there be a one-time payment of 5,000 rubles to pensioners in 2018?

At the beginning of 2017, recipients of all types of pensions, regardless of the fact of work, received an additional payment in the amount of 5,000 rubles. This measure was necessary in the current economically unstable situation.

On the background high level inflation and the inability to carry out additional indexation of pensions in 2016, a decision was made to make a one-time payment in addition to citizens’ pensions (Law No. 385-FZ of November 22, 2016). Thus, the pensions of Russians were “conditionally re-indexed”, many of whom perceived this simply as a New Year’s gift.

Currently, according to the Government, the economic situation in the country is normalizing. Over the past 12 months, the increase in consumer prices (inflation) does not exceed 3%, and pensions in 2017 rose in total according to two indexations by 5.78%.

The upcoming indexation of 3.7%, planned for January 2018, exceeds the inflation rate for 2017. Therefore, no additional one-time payments (5 thousand rubles or any other) will be made besides!

Will there be an increase in the retirement age in 2018 (latest news)

In the last few years, the most discussed and acute issue for Russians is question of increasing the retirement age. In many other countries, including post-Soviet ones, corresponding decisions have already been made and are being implemented.

• For example, from January 2017 in Belarus the retirement age will be increased annually by six months until women reach 58 years and men 63 years. In Kazakhstan, the same values ​​apply - for women at 58 years old, for men at 63 years old.
• In many developed countries, such as Germany, men become pensioners at 65 years old, and women at 60 years old.
• In Ukraine, the Verkhovna Rada adopted a law on pension reform, which also includes an increase in the current retirement age.

Now this issue has come to a head in Russia. According to the Government, it is primarily due to the fact that the working age in the country is increasing - i.e. About a third of Russians already stop working later than retirement.

However, due to the great unpopularity of this measure, the Russian Government has not yet made a final decision on extending the retirement age (although many consider this issue resolved and note that it will most likely begin to be implemented after the next presidential elections, which will be held in March 2018 - but for now these are just rumors).

How many points and work experience do you need to retire in 2018?

Since 2015, a point system for calculating labor (insurance) pensions for citizens has been in effect, in which insurance premiums paid to the Pension Fund by the employer for its employees are transferred from rubles to relative values ​​(points). The amount of contributions taken into account for the year is correlated with the maximum accountable amount of contributions approved by the Government, which corresponds to 10 pension points(this is the maximum that can be received in one year).

But in order to obtain the right to retire in old age within the generally established time limits, it is necessary to comply three mandatory conditions:

• reaching the age established by law;
• availability of insurance (work) experience;
• the presence of an established value of the individual pension coefficient (IPC) or, in other words, the size of pension points.

It should be noted that this only applies to old age pensions! Other types of compulsory pensions pension insurance(for disability, for loss of a breadwinner) are appointed independently on the length of work (insurance) experience and the number of points received.

Since 2018 prerequisite to assign a pension upon reaching retirement age (currently 55 years for women and 60 years for men) is the availability 9 years of experience and 13.8 points individual pension coefficient (IPC).

An example of calculating pension points from 2015 to 2018

For a man born in 1965, he has an official salary before income tax (NDFL) of 30,000 rubles (accordingly, annual earnings are 360,000 rubles). Let’s assume that this citizen’s salary has never increased since 2015. At the same time, deductions are not made for him to the funded part of the pension, since he was born before 1967. Thus, the employer pays insurance premiums for this man to an individual personal account in the amount of 16% of earnings up to personal income tax deduction- that is, 16% × 360,000 = 57,600 rubles per year. Let's calculate how many points this man has earned since 2015, when the new pension formula came into effect.

Every year the Government approves for these purposes the so-called salary cap, the amount of mandatory contributions from which to the Pension Fund of the Russian Federation to a citizen’s individual personal account is 16%. Thus, the maximum established salary in the country from 2015 to 2018 is the following values ​​(see table below).

In 2018, the insurance base for contributions to the Pension Fund will be 1,021,000 rubles according to Government Decree No. 1378 dated November 15, 2017. Then maximum size insurance premiums taken into account for the year, taken for 10 points, will be 163,360 rubles (an increase compared to 2017 by almost 17%).

Therefore, every ruble earned in 2018 will “depreciate” when transferred to pension points relative to 2017, immediately by 1 – (1 / 1.17) = 15%, and relative to the level of 2015 - by more than 30! Therefore, it is not enough to have only a constant high salary to form decent pension rights. So that their volume does not decrease from year to year, according to the new pension formula salary must grow by at least 10% per year(see table above).

Let's return to our example. To convert monthly earnings of 30,000 rubles into points, you need to correlate the salary data (taking 16% of annual earnings, which in the example under consideration will be 57,600 rubles per year) to the established limit values ​​and multiply by 10:

• 57600 / 113760 × 10 = 5.06 points earned by a citizen in 2015;
• 57600 / 127360 × 10 = 4.52 points in 2016;
• 57600 / 140160 × 10 = 4.11 points in 2017;
• 57600 / 163360 × 10 = 3.53 points will be earned in 2018.

Thus, in just 4 years, while maintaining the same level of wages (in the example under consideration, this is 30 thousand rubles per month) the number of accrued pension points decreased by 30%(in this example - from 5.06 points in 2015 to 3.53 in 2018). Thus, in the modern pension system