Presentation on the topic of labor pensions. Presentation "Insurance pensions in the Russian Federation" - project, report

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Russian legislation provides for early retirement. Persons of certain professions and social categories have rights to early retirement. As a general rule, retirement is: -Men 60 years old -Women 55 years old

¡ Early pension can be assigned to: 1) Persons of certain social categories ¡ 2) Workers of certain professions (civil servants) ¡ 3) In case of layoffs at an enterprise at pre-retirement age ¡

Early pension for persons of social categories Persons who are entitled to early pension: -Mothers of many children. Women who gave birth and raised 5 or more children before the age of 8; - One of the parents of a disabled person since childhood - guardians of disabled people who raised up to 8 years of age - persons who became disabled as a result of war trauma¡

- women who have given birth to 2 or more children, subject to their work in the Far North for 12 years or in areas equivalent to it for 17 years - visually impaired people of the 1st disability group - midgets and dwarfs - permanent residents in the Far North¡

Other cases ¡ In addition to the listed categories of persons, citizens of pre-retirement age who were dismissed due to the liquidation of the organization or termination of activities have the right to early retirement.

Early retirement for civil servants 1) having at least 15 years of civil service experience¡ 2) dismissal on grounds specified in law ¡ 3) holding a position in the federal civil service for at least 12 full months before dismissal¡

Early retirement according to professional criteria 1) Teachers ¡ 2) honey. workers ¡ 3) theater actors and theatrical entertainment organizations ¡ 4) underground workers ¡ 5) workers in hot shops ¡ 6) workers working on trucks, in transportation, railways ¡

7) workers of expeditions, parties and search teams ¡ 8) persons working in logging ¡ 9) Rescuers (Ministry of Emergency Situations) ¡ 10) workers and employees of colonies and prisons ¡ 11) employees of the State Fire Service ¡

Legislation Federal Law dated 12/28/2013 No. 400 - Federal Law ¡ RF Law dated 04/19/1991 No. 1032-1 “on employment in the Russian Federation” ¡ Federal Law dated 12/15/2001 No. 166 “on state pension provision in the Russian Federation” ¡

Early pension (social category) Category of citizens Retirement age Required insurance period Women who gave birth to five or more children and raised them until they reached the age of 8 50 years At least 15 years One of the parents of disabled people from childhood, who raised them until they reached the age of 8 age 8 years Men 55 years old Women 50 years old Men at least 20 years old Women at least 15 years old Guardians of disabled people since childhood or persons who have been guardians of disabled people since childhood and raised them until they reach the age of 8 years old Men 60 years old Women 55 years old *with a decrease in the generally established retirement age (60 years for men, 55 years for women) for one year for every one year and six months of guardianship, but not more than five years in total Men for at least 20 years Women for at least 15 years

Citizens who have become disabled due to military trauma Men 55 years old Women 50 years old Men at least 25 years old Women at least 20 years old Visually impaired with 1st disability group Men 50 years old Women 40 years old Men at least 15 years old Women at least 10 years old Citizens who are sick pituitary dwarfism (midgets), and disproportionate dwarfs Men 45 years old Women 40 years old Men at least 20 years old Women at least 15 years old

When establishing and paying pensions, the territorial bodies of the Pension Fund of the Russian Federation are guided by: the Agreement between the USSR and the Czechoslovak Republic on social security (Czech Republic - denunciation of the Treaty, Slovakia - Treaty without changes); Agreement between the USSR and the Romanian People's Republic on cooperation in the field of social security; Agreement between the USSR and the Hungarian People's Republic on cooperation in the field of social security; Agreement between the USSR and the Mongolian People's Republic on cooperation in the field of social security; Agreement on guarantees of the rights of citizens of member states of the Commonwealth of Independent States in the field of pensions, Temporary Agreement between the Government of the Russian Federation and the Government of Ukraine on guarantees of the rights of citizens who worked in the regions of the Far North and in areas equated to regions of the Far North, in the field of pensions from; Agreement between the Russian Federation and the Kingdom of Spain on social security; Agreement between the Government of the Russian Federation and the Government of the Republic of Moldova “On guarantees of the rights of citizens in the field of pension provision”; Agreement between the Government of the Russian Federation and the Government of the Republic of Kazakhstan on guarantees of pension rights of residents of the city of Baikonur of the Republic of Kazakhstan;

Agreement between the Government of the Russian Federation and the Government of Georgia on guarantees of the rights of citizens in the field of pension provision; Agreement between the Government of the Russian Federation and the Government of the Republic of Lithuania on pension provision; Agreement between the Russian Federation and the Republic of Belarus in the field of social security; Agreement between the Russian Federation and the Republic of Bulgaria on social security; Agreement between the Russian Federation and the Republic of Estonia on cooperation in the field of pensions from; Agreement between the Russian Federation and the Republic of Latvia on cooperation in the field of social security dated; Civil Code of the Russian Federation; Labor Code of the Russian Federation; Law of the Russian Federation “On Employment”; Law of the RSFSR “On the rehabilitation of repressed peoples”; Law of the Russian Federation “On social protection of citizens exposed to radiation as a result of the disaster at the Chernobyl nuclear power plant”; Law of the Russian Federation “On the rehabilitation of victims of political repression”; Law of the Russian Federation “On pension provision for persons who served in military service, service in internal affairs bodies, the State Fire Service, authorities for control of the circulation of narcotic drugs and psychotropic substances, institutions and bodies of the penal system, and their families”;

Federal Law from the Federal Law “On the social protection of citizens of the Russian Federation exposed to radiation as a result of the accident in 1957 at the Mayak production association and the discharge of radioactive waste into the Techa River”; Federal Law from the Federal Law “On additional social security for members of flight crews of civil aviation aircraft”; Federal Law No. -FZ “On State Pension Provision in the Russian Federation”; Federal Law from the Federal Law “On Compulsory Pension Insurance in the Russian Federation”; Federal Law from the Federal Law “On Labor Pensions in the Russian Federation”; Federal Law “On additional monthly material support for citizens of the Russian Federation for outstanding achievements and special services to the Russian Federation” from the Federal Law; Federal Law “On the procedure for financing payments from pension savings” dated 360-FZ; Resolution “On approval of the Rules for one-time payments by the Pension Fund of the Russian Federation of pension savings of insured persons”; Order No. “On approval of the procedure for providing the Pension Fund of the Russian Federation to non-state Pension Funds with information necessary for non-state Pension Funds to assign a low-income labor pension, as well as other payments from pension savings funds”; Federal Law from the Federal Law “On Electronic Digital Signature”; Federal Law from the Federal Law “On social guarantees for citizens exposed to radiation as a result of nuclear tests at the Semipalatinsk test site”;

Federal Law from the Federal Law “On individual (personalized) registration in the compulsory pension insurance system”; Federal Law from the Federal Law “On Citizenship of the Russian Federation”; Federal Law from the Federal Law “On federal budget funds allocated to the Pension Fund of the Russian Federation for reimbursement of expenses for the payment of the insurance part of the old-age labor pension, disability labor pension and survivor’s labor pension to certain categories of citizens”; Federal Law from the Federal Law “On the Legal Status of Foreign Citizens in the Russian Federation”; Federal Law from the Federal Law “On Personal Data”; Federal Law from the Federal Law “On Information, Information Technologies and Information Protection”; Federal Law from the Federal Law “On Enforcement Proceedings”; Federal Law of the Federal Law “On Amendments to Certain Legislative Acts of the Russian Federation and Recognition of Invalidity of Certain Legislative Acts (Provisions of Legislative Acts) of the Russian Federation in Connection with the Adoption of the Federal Law “On Insurance Contributions to the Pension Fund of the Russian Federation, the Social Insurance Fund of the Russian Federation, Federal Compulsory Medical Insurance Fund and territorial compulsory medical insurance funds"; Federal Law from the Federal Law “On additional social security for certain categories of employees of coal industry organizations”; other federal laws and other regulatory legal acts.

Old-age labor pension In accordance with Article 3 of Law 173-FZ dated the following are entitled to an old-age labor pension: - Citizens of the Russian Federation insured in accordance with the Federal Law on Compulsory Pension Insurance in the Russian Federation dated 167-FZ, - Foreign citizens - Stateless persons Citizens of the Russian Federation are assigned a pension regardless of whether they have registration at their place of residence or not. Citizens submit an application for a pension to the territorial office of the Pension Fund at their place of residence. Citizens of the Russian Federation who do not have a place of residence confirmed by registration on the territory of the Russian Federation submit an application for a pension to the territorial body of the Pension Fund of the Russian Federation at their place of residence. Citizens of the Russian Federation who do not have a place of residence and place of stay confirmed by registration submit an application for a pension to the territorial body of the Pension Fund of the Russian Federation at the place of their actual residence. Citizens of the Russian Federation who have left for permanent residence outside the Russian Federation submit an application for a pension to the Pension Fund of the Russian Federation at the place of registration (permanent or temporary), or, in the absence of registration on the territory of the Russian Federation, to the Pension Fund of the Russian Federation. Foreign citizens and stateless persons permanently residing on the territory of the Russian Federation on an equal basis with citizens of the Russian Federation, except for cases established by Federal Law or an international treaty of the Russian Federation. Citizens of the republics of the former USSR who arrived for permanent residence in the Russian Federation are assigned a pension if they have permanent registration on the territory of the Russian Federation (based on the Agreement on Guarantees of the Rights of Citizens of Member States of the Commonwealth of Independent States in the field of pension provision from the city, bilateral agreements in the field of pension provision with the Republic of Moldova from , with the Lithuanian Republic from , with Georgia from )

Conditions for assigning an old-age labor pension 5 years of insurance experience 55 years old woman 60 years old man OLD AGE Art. 7 OLD AGE one hundred years old woman birth of 5 children raising up to 8 years 15 years of insurance experience BY OLD AGE one hundred years old women 55 years old men child ID upbringing up to 8 years 15/20 years of insurance experience one of the parents guardians of the ID

The conditions for assigning an old-age labor pension are defined in Article 7. One of the conditions for the emergence of the right to an old-age labor pension on a general basis is the insured person reaching the generally established retirement age. This age is determined for men - 60 years, for women - 55 years. The second condition is that you have at least 5 years of insurance experience. Articles 27 and 28 define the conditions for granting an early retirement pension in old age, that is, before reaching the age established by Article 7 of the Law, while it is required to have an insurance period longer than 5 years and, in some cases, experience in certain types of work. Clause 1, clause 1 of Article 28 have the right to early assignment of a pension to: - women who gave birth to five or more children and raised them until the age of 8, upon reaching the age of 50, if they have at least 15 years of insurance experience. That is, the basis for the early assignment of a pension is the birth of 5 children in combination with the upbringing of these children up to a certain age - one of the parents of the ID, who raised them until they reach the age of 8 years: m-55 years with an insurance period of 20 years and w- 50 years with 15 years of insurance experience. Since the legislator does not provide for other conditions, the age of the child at which he is recognized as an ID and the period during which the child was ID, as well as that by the time the parents reach retirement age, the child is no longer disabled or has died, when determining the right to early retirement doesn't matter. Based on the provisions of the article, the recipient of an early pension can be one of the parents of an ID child, that is, the father will have the right if the mother did not take advantage of this right, or switched from an early pension for an ID child to another type of pension, or there is more than one in the family child ID, or pension terminated due to the death of the mother.

Early old-age pension for guardians of ID 15 / 20 years of insurance experience child ID up to 8 years of age 50 years old women 55 years old men The age provided for in Article 7 (55/60 years) is reduced by 1 year for every 1 year and 6 months of guardianship, but for no more than 5 years in total, guardianship over the child was established until the age of 8; the child was an ID at the time of guardianship

About ID's caregivers or persons who were ID's guardians and raised him until he reached the age of 8 years. The right to early pension provision upon reaching a certain age (years) and in the presence of appropriate work experience (15-20 years) is conditioned by the education of IDs until they reach the age of 8 years. An early old-age pension is assigned to the guardian of an individual with a reduction in the age provided for in Article 7 by 1 year for every 1 year. and 6 months guardianship, but not more than 5 years in total. When calculating the duration of the period of guardianship to determine the right to reduce the retirement age, it is important that guardianship of the child is established until he reaches the age of 8 years and during which time the child was recognized as an ID. If guardianship is established after the age of 8, then the condition of the law - raising a child until the age of 8 - is not met. Law 77-FZ amended subparagraph 1 of paragraph 1 of Article 28. Before the changes, the right to early retirement was given to the ID’s mother, who raised him until he was 8 years old (at age 50 with 15 years of insurance coverage). This norm is valid from the date of entry into force of the law. Adopted children are also taken into account when determining eligibility. Unlike adoptive parents, adoptive parents do not have the right to early pensions, since they are not directly provided for by the legislator.

In addition, in accordance with the Law of the Russian Federation of April 19, 1991 On Employment in the Russian Federation, unemployed citizens have the right to an early retirement pension in old age at the proposal of the state employment service. This pension is established only if the insurance period is at least years. In contrast to the old-age labor pension, on the basis of the law of 173-FZ, the early old-age labor pension, at the proposal of the employment service, is established for a period until reaching retirement age.

Insurance experience (Articles 10-13) According to Article 2 of the Law, insurance experience is understood as the total duration of periods of work and other activities taken into account when determining the right to a labor pension, during which insurance contributions were paid to the Pension Fund of the Russian Federation, as well as other periods counted in insurance experience. Article 10 (clause 1) provides for the mandatory payment of contributions to the Pension Fund. At the same time, by Resolution No. 9-P of the Constitutional Court of the Russian Federation, the provisions of paragraph 1 of Article 10 of Law 173-FZ regarding the non-inclusion of periods of work in the insurance period in case of non-payment of contributions were recognized as inconsistent with the Constitution of the Russian Federation. Thus, taking into account the Resolution of the Constitutional Court of the Russian Federation of the year when assigning a labor pension, the right to a pension is determined regardless of the payment by the employer-insurer of insurance premiums for periods of work included in the insurance period under paragraph 1 of Article 10 of Law 173-FZ.

MILITARY SERVICE RECEIPT OF UNEMPLOYMENT BENEFITS CARE OF ONE OF THE PARENTS FOR A CHILD UP TO 1.5 YEARS OLD (but not more than 3 years) RECEIPT OF COMPULSORY SOCIAL INSURANCE BENEFITS KEEPING IN DETENTION OF PERSONS UNREASONABLY DETECTED TO CRIMINAL LIABILITY CARE PROVIDED BY AN WORKABLE PERSON , FOR ID, INV. 1 gr., PERSON OVER 80 YEARS OF AGE RESIDENCE OF SPOUSES OF MILITARY SERVERS SERVING UNDER CONTRACT WITH THEIR SPOUSES IN AREAS WHERE THEY ARE NOT ABLE TO WORK DUE TO LACK OF EMPLOYMENT OPPORTUNITIES (no more than 5 years) RESIDENCE ABROAD OF SPOUSES OF EMPLOYEES SENT TO DIPLOMATIC, CONSULAR POSTS OF THE RF, REPRESENTATIONS OF THE RF IN FOREIGN STATES (no more than 5 years) OTHER PERIODS (Article 11)

Article 11, paragraph 1. Along with periods of work, the insurance period includes other periods provided for in paragraph 1 of Article 11. Read from the slide. Subparagraphs 7 and 8 of Article 11 have been supplemented in accordance with Federal Law No. 146-FZ. Article 11, paragraph 2 All other periods specified in paragraph 1 of Article 11 are counted towards the insurance period if they were preceded or followed by periods of work or other activity, regardless of their duration, specified in Article 10 of the Law. In order to protect the interests of citizens who earned pension rights before the changes were made, measures were taken to protect rights - the Resolution of the Constitutional Court from P. When determining the right to a retirement pension, the insurance period and the assessment of pension rights can be determined: according to the norms of the Federal Law from the Federal Law with the application of the provisions Resolutions of the Ministry of Labor and Social Development of the Russian Federation dated, taking into account the Resolution of the Constitutional Court of the Russian Federation dated P. From January 1, 2010, Federal Law dated 213-FZ in Art. 30 of Federal Law 173-FZ introduced the norms of the law dated 11. Calculation of the insurance period required to acquire the right to a retirement pension, in accordance with Article 12 of the Law, is carried out in calendar order. If several periods coincide in time, provided for in Articles 10 and 11, which are discussed above, when calculating the insurance period, one of them is taken into account at the choice of the person applying for a pension.

Rules for calculating CC article 13 Rules for calculating CC article 13 Documents issued by employers or state (municipal) bodies Information about individual personalized records The procedure for confirming CC BEFORE REGISTRATION in the PU system AFTER REGISTRATION in the PU system RF GOVERNMENT DECREE dated 555

Article 13 This article of Law 173-FZ stipulates the calculation rules and the procedure for confirming insurance experience. When calculating the insurance period, the periods of work and other activities that are provided for in Articles 10 and 11 of the Law, before registering a citizen as an insured person in accordance with the Federal Law on Individual (Personalized) Registration in the Compulsory Pension Insurance System, are confirmed by documents issued in the prescribed manner by employers or relevant state (municipal) bodies. When calculating the insurance period, the periods of work provided for in Articles 10 and 11 of this Law, after registering a citizen as an insured person in accordance with the Federal Law on Individual (Personalized) Accounting in the Compulsory Pension Insurance System, are confirmed on the basis of individual (personalized) accounting information. According to paragraph 3 of Article 13 of the Law, when calculating the insurance period, periods of work on the territory of the Russian Federation before registering a citizen as an insured person in accordance with the Federal Law on Individual (Personalized) Registration in the Compulsory Pension Insurance System can be established on the basis of the testimony of two or more witnesses, if the documents jobs were lost due to a natural disaster (earthquake, flood, hurricane, fire, etc.) and cannot be restored. In some cases, it is possible to establish length of service based on the testimony of two or more witnesses in case of loss of documents and for other reasons (due to careless storage, intentional destruction and similar reasons) not through the fault of the employee. The rules for calculating and confirming the insurance period for establishing labor pensions were approved by the Decree of the Government of the Russian Federation of July 24, 2002. 555.

Structure and Amount of old-age labor pensions The Federal Law of 213-FZ amended Article 5: the old-age labor pension may consist of 2 parts P = SC + LF SC - insurance part LF - funded part The words may consist of means, that the AP can refuse the MF labor pension or, in the absence of insurance contributions in the special part of the LS, accordingly there will be no LF. The size of the labor pension is determined on the basis of the relevant data available to the body providing pensions as of the day on which this body makes a decision on the assignment of a labor pension, and in accordance with the regulatory legal acts in force on that day (clause 1 of Article 17).

FIXED BASIC SIZE OF INSURANCE PART FOR PERSONS OF PENSION AGE DISABLED INDIVIDUALS OF 2nd GROUP PERSONS WHO HAVE REACHED 80 YEARS OF AGE DISABLED INDIVIDUALS OF 1ST GROUP IF THERE IS A DEPENDENT OF 1 DISABLED FAMILY MEMBER (but no more than 3) IF THERE IS 15 L ET EXPERIENCE IN RKS AND 20/25 YEARS INSURANCE EXPERIENCE * 1.5 * 1.3 IF THERE ARE 20 YEARS OF EXPERIENCE IN IPS AND 20/25 YEARS OF INSURANCE EXPERIENCE

The fixed basic amount of the insurance portion (FBI) of the FBI old-age pension is determined in accordance with paragraphs 1-4 of Article 14, depending on the category of the pensioner. The size of the BC can be set at an increased rate; for northerners, the FBI can be recalculated on the grounds provided for in paragraph 2 of Article 17: - when a pensioner reaches the age of 80 - a change in the degree of limitation of the ability to work, - a change in the number of disabled family members In accordance with paragraph 6 of Art. .17 the size of the FBR is indexed as part of pensions taking into account the rate of price growth. The indexation coefficient and its frequency are determined by the Government of the Russian Federation. Starting from the year, when establishing a fixed base size of the average old-age labor pension for each full year of insurance experience exceeding 30 years for a man and 25 years for a woman on the day of assignment of the insurance part of the old-age labor pension for the first time and for citizens entitled to early assignment of a labor pension for old age in accordance with Articles 27-28, on the day of reaching the age provided for in Article 7, increases by 6%. Periods of work (Article 10) and other periods specified in Article 11, paragraph 1, paragraph 1 are included in the insurance period. 1 (military service by conscription), 3,6,7,8, and the calculation is carried out on a calendar basis. If the insurance period does not reach 30 years for men and 25 years for women (with the exception of citizens entitled to early assignment of a labor pension in accordance with Articles 27-28), the fixed basic amount of the insurance portion is reduced by 3% for each full year missing until age 30 or 25. The insurance period includes periods of work under Article 10 and other periods under Article 11.

TABLE OF THE EXPECTED PENSION PAYMENT PERIOD (Article 32, paragraph 1)…. 228 year of appointment payment period Period of expected pension payment In accordance with Article 32 of Law 173-FZ, the expected payment period T when determining the size of the insurance part of the labor pension from the year is set at 12 years (144 months) and increases annually by 6 months until the age of 16 and then increases by one year each year until age 19 (228 months). When assigning an old-age labor pension at a later age than provided for in Article 7 of Law 173-FZ, T is reduced by 1 year for the full year that has elapsed from the date of reaching the specified age, but not less than 14 years (168 months).

ESTIMATED PENSION CAPITAL Art. 30 AMOUNT OF INSURANCE PREMIUMS AMOUNT OF COMPENSATION FOR NON-INSURANCE PERIODS AMOUNT OF VALORIZATION art. PENSION CAPITAL art. 29.1

EXAMPLE 1 EXAMPLE 1 WORK EXPERIENCE up to years 5 months. 4 days WORK EXPERIENCE up to 1 year 11 months. 28 days WHAT PERCENTAGE WILL BE APPLIED WHEN CALCULATING THE AMOUNT OF VALORIZATION? EXAMPLE 2 EXAMPLE 2 CHILD born DISABILITY - from year GUARDIANESS - from year to year WILL THE GUARDIAN HAVE THE RIGHT TO REDUCE THE AGE AND FOR HOW MANY YEARS?

Pension capital PC = RPK for the year x K indexation coefficient + SV valorization amount + amount of contributions to the LP on the date of pension assignment + SVN amount of compensation for non-insurance periods RPK is formed by converting the pension rights acquired by the AP for the year in the manner prescribed by Article 30, with In this case, the indexation coefficients preceding the date of establishment of the pension are applied to the calculated amount of the pension (more about the calculation of PC - Gerasimenko) SV - the amount of valorization, Article 30.1 stipulates that the amount of the RPC, calculated in accordance with Article 30, is subject to valorization, that is, increase. The amount of valorization is 10% of the RPC value as of the year and, in addition, 1% of the RPC value for each year of total work experience acquired before January 1, 1991. In order to valorize the PKK, the total length of service includes periods of work and other socially useful activities that were included in the total length of service for the purpose of assessing pension rights in accordance with Article 30. The inclusion of the relevant periods of work activity in the total length of service is carried out in the same manner as was applied when determining the RPC. At the same time, the duration of the total length of service taken into account for the purposes of valorization is not subject to limitation.

The PC is formed by recording insurance premiums on the individual's personal data sheet from the year to the day from which this person is assigned a minimum labor pension. The procedure for accounting for insurance premiums is determined by the Rules for accounting for insurance premiums included in the RPK, approved by the Decree of the Government of the Russian Federation dated 18. According to the above Rules, the amounts of insurance premiums are included in the RP in the period in which they were actually received. However, by decision of the Constitutional Court of the Russian Federation dated No. 9-P, it was determined that in the event of non-payment or incomplete payment by the policyholder (employer) of insurance premiums for certain periods of labor activity of the insured person working under an employment contract, the calculation of PC should be made taking into account the received (paid) insurance premiums , and unpaid insurance premiums. The amount of insurance contributions is indicated in the extract from the personal account of the individual and is taken into account as of the day from which the minimum labor pension is established for the specified person. Insurance contributions received by the Pension Fund to finance the insurance part of labor pensions are taken into account in the PC for each year on an accrual basis during the entire period preceding the assignment of the pension. Insurance premiums are indexed in accordance with the Decree of the Government of the Russian Federation. SVN - the amount of compensation for non-insurance periods In accordance with Federal Law No. 18-FZ, non-insurance periods provided for in paragraphs 1 and 3 of paragraph 1 of Article 11 and included in the insurance period are subject to compensation. This is the period of military service under conscription and other equivalent service and the period of child care up to 1.5 years.

This law came into force on April 3, 2005. The specified periods are subject to compensation only if they are not taken into account in the length of service coefficient when calculating the estimated pension amount as of the year. The amount of compensation for non-insurance periods is included in the amount of pension capital used in determining the size of the labor pension. Federal Law 146-FZ dated 2009 introduced additions and changes to federal laws dated 173-FZ and 18-FZ. Non-insurance periods have been added to paragraph 1 of Article 11 of Law 173-FZ (clauses 6,7,8): - the period of care provided by an able-bodied person for a disabled person of group 1, a disabled child or a person who has reached the age of 80 years; - the period of residence of spouses of military personnel performing military service under a contract, together with their spouses, in areas where they could not work due to lack of employment opportunities, but not more than 5 years in total; - the period of residence abroad of spouses of employees sent to diplomatic missions and consular offices of the Russian Federation, permanent missions of the Russian Federation to international organizations, trade missions of the Russian Federation in foreign countries, representative offices of federal executive authorities or as representatives of these bodies abroad, as well as to representative offices of state institutions of the Russian Federation (USSR) abroad and international organizations, the list of which is approved by the Government of the Russian Federation, but not more than five years in total. From. Other periods included in the insurance period on the basis of Article 11 are subject to compensation only if the length of service coefficient does not exceed 0.75.

Clause 20 of Article 14 The amount of the insurance part of the old-age labor pension of the insured person who was the recipient of the disability labor pension, when establishing, in accordance with paragraph 4.1 of Article 19, the SC of the old-age labor pension upon reaching retirement age and the size of the old-age labor pension of the person who was the recipient of the old-age pension disability for a total of at least 10 years, cannot be less than the amount of the labor disability pension that was established for the specified persons as of the day from which the payment of the specified disability pension was stopped. Recalculation of the size of labor pensions The current pension legislation provides for several grounds for recalculating the average labor pension. Paragraph 3 of Article 17 of the Law determines the recalculation of the amount of the minimum labor pension at the request of a person carrying out work or other activities provided for in Article 10 of the Law, no less than for 12 full months from the date of assignment of the insurance part of the labor pension, or from the date of the previous recalculation (adjustment) the amount of the specified part of the labor pension. Carrying out work for at least 12 full months means a period of time from the date of appointment or previous recalculation of at least 12 full months. Consequently, in the specified period, the duration of the periods of actual work may be less than 12 months. Law 213-FZ introduced an addition to paragraph 3 of Article 17 regarding the recalculation period, namely 12 months from the date of pension assignment, from the date of recalculation (adjustment). The amount of the insurance part of the old-age (disability) labor pension is recalculated using the formula SCh = SChp + PKp / (T * K)

SCh - the amount of the insurance part of the old-age labor pension SChp - the established amount of the insurance part of the old-age labor pension as of the day from which the corresponding recalculation is made PKp - the amount of the estimated pension capital as of the day from which the corresponding recalculation is made Addition to 213-FZ : when determining the IPC amount for recalculation, insurance premiums taken into account during the adjustment are not taken into account. T – the number of months of expected payment of old-age pension as of the day immediately preceding the day of recalculation, while in accordance with clause 7 of Art. 14 when recalculating the average labor pension for old age, T is reduced by 1 year for each full year that has elapsed from the date of assignment of the pension, K is the coefficient for calculating the amount of labor pension for old age = 1 and for disability = the ratio of the standard duration of the disabled person’s insurance period as of the day , from which recalculation is made to 180 months. The provisions of paragraph 4 of Article 17 of the Law establish the rules according to which, in the event of a pensioner’s refusal to receive the insurance part of the old-age labor pension established for him (in full or in the part determined by him), for at least 12 full months from the date of assignment of the insurance part of the old-age labor pension or from the date of the previous recalculation of the amount of this part of the specified pension, carried out in accordance with this paragraph, upon his application, the insurance part of the old-age labor pension is recalculated. In this case, the amounts of the insurance part of the old-age labor pension not received by the pensioner for the specified period are subject to crediting to his individual personal account. The amount of the insurance part of the old-age labor pension is recalculated according to the formula specified in paragraph 3 of Article 17 above.

Adjustment of the size of labor pensions Clause 5 of Article 17 of the Law provided that the size of the insurance part of the labor pension is subject to adjustment taking into account the clarification, according to individual (personalized) registration in the compulsory pension insurance system, of information previously provided by the policyholder on the amount of insurance contributions paid by him to the Pension Fund of the Russian Federation. Federation taken into account when determining the amount of the estimated pension capital for calculating the size of this part of the specified pension. Such an adjustment was made from July 1 of the year following the year in which the assignment of a labor pension or recalculation of the amount of a labor pension occurs, in accordance with paragraphs 3 and 4 of Article 17 of the Law. The adjustment, unlike recalculation, was made not at the request of the pensioner, but at the initiative of the territorial body of the Pension Fund of the Russian Federation. In fact, the adjustment was the responsibility of the pension authority, arising in the event of discrepancies between the information on the amount of insurance contributions taken into account when determining the size of the insurance part of the labor pension of a given person, and the data of individual (personalized) accounting in the compulsory pension insurance system on the amount of insurance contributions received for him really. In contrast to the recalculation under clause 3 of Article 17, no additional payment is made from the date of establishment of the minimum labor pension, and there is also no deduction of overpaid amounts. Amendments to 213-FZ - adjustments to the size of the labor pension for old age (disability) are made from August 1 of each year according to individual personal account data based on information about the amount of insurance contributions received by the Pension Fund budget, which were not taken into account when determining the RPC when assigning a pension, or during a previous recalculation and adjustment. A pensioner may refuse to adjust the NAV by submitting an appropriate application. The size of the average labor pension under the SPC is subject to adjustment from August 1 of the year following the year in which the pension was assigned. SCh = SChp + PKr / (T * K) / KN, where KN is the number of disabled family members as of August 1 of the year in which the adjustment is made

The procedure for assigning and recalculating the size of pensions is stipulated in Article 18. In accordance with paragraph 1 of Article 18 of the Law, the assignment and recalculation of labor pensions is carried out by the body providing pension provision at the place of residence of the person applying for a labor pension. The list of documents required to establish a labor pension, the rules for applying for said pension, its assignment and recalculation, including for persons who do not have a permanent place of residence on the territory of the Russian Federation, transfer from one type of pension to another, is established in the manner determined by the Government of the Russian Federation Federation. The rules for applying for a pension, assigning a pension and recalculating the amount of a pension and recalculating the amount of a pension, transferring from one pension to another are a normative legal act regulating the procedure for applying for a labor pension, the procedure for consideration by the body providing pensions of applications and documents submitted in confirmation of entitlement for a pension, the procedure for assigning a pension, recalculating the amount of a pension, switching from one type of pension to another. The territorial body of the Pension Fund of the Russian Federation has the right to check the validity and reliability of the issuance of the submitted documents, their compliance with individual (personalized) accounting information, to require legal entities and individuals to provide documents necessary for assigning a pension, recalculating its amount, transferring from one pension to another. The Rules establish the possibility of applying for an old-age pension in advance, that is, before reaching retirement age, but not earlier than a month before the right to this pension arises. The application of a citizen applying for a pension is accepted by the body providing pensions and registered in a special journal, the form of which is established in accordance with the rules for maintaining pension documentation. Registration of an application is a procedural action that is associated with certain legal consequences. First of all, the date of registration by the territorial body of the Pension Fund of the Russian Federation of the application submitted by the citizen is of procedural significance. The day the application was received, recorded by the territorial body in a special journal, is important in determining the timing of the pension.

The individual (personalized) accounting information required for assigning a pension in the state pension insurance system, including missing information, is provided by the relevant service of the territorial body of the Pension Fund of the Russian Federation in addition to the documents submitted to the applicants. Law 213 made changes to the part of the individual income tax, since the individual income tax cannot be a missing document, and therefore the amount of the pension is calculated based on the documents submitted by the applicant and on the basis of the information available on the citizen’s personal account. Recalculation of the pension amount is carried out on the basis of the pensioner’s application, with the exception of cases expressly provided for by law, when the recalculation depends on the time of occurrence of circumstances leading to a reduction in the amount of the pension. Thus, when recalculating the amount of the pension, it is proposed to distinguish between the procedure for recalculating the amount of the pension downward and the procedure for recalculating the amount pensions are increasing. The recalculation of the pension amount downwards is carried out on the initiative of the territorial body of the Pension Fund of the Russian Federation, since the time frame from which it is carried out is not linked to the date of submission of the corresponding application by the pensioner. To recalculate the amount of the established pension upward, the will of the pensioner is required, which, according to the Rules, in the interests of the pensioner can be formalized at different stages of the pension process. Such consent should be formalized by filling out a special line in the application for a pension (for example, during the initial application). If the application is completed in the above order, then the corresponding recalculation of the pension amount will be made by the territorial body of the Pension Fund automatically. The date of application for recalculation of the pension amount, transfer from one pension to another, restoration of a previously assigned pension is considered the day the application with all the necessary documents is received by the body providing pensions.

Information about the individual (personalized) accounting of the insured person, necessary for the recalculation of the labor pension, is provided by the individual (personalized) accounting service in the form of an extract from the individual personal account of the insured person, certified by a seal and signature. This extract is a necessary document and is not one of the documents that the applicant himself must submit. In this regard, the PU service is obliged to issue an extract from the individual personal account to the pension service within the procedural time frame provided for consideration of the application for recalculation of the pension amount. An application for recalculation of the amount of a labor pension is considered no later than 5 days from the date of receipt of the application with all the necessary documents. In contrast to the procedure for applying for a labor pension, an application for recalculation of the amount of a labor pension is accepted subject to the simultaneous submission by the pensioner of all necessary documents. There is no grace period for additional submission of documents when applying for recalculation of the amount of the labor pension. Recalculation of the amount of the labor pension cannot be carried out if the submitted extract from the individual personal account of the insured person contains incomplete information or if the extract is not submitted within the established five-day period. Considering that an extension of the period for consideration of an application for recalculation of the amount of the labor pension for the submission of missing documents is not allowed, the territorial body of the Pension Fund of the Russian Federation is obliged to make a decision to refuse to recalculate the amount of the labor pension. However, if the required extract is submitted after the order has been issued to refuse to recalculate the amount of the labor pension, that is, later than the established five-day period, then the territorial body of the Pension Fund of the Russian Federation must cancel this order as made without sufficient grounds. Instead, an order should be issued to recalculate the amount of the pension from the 1st day of the month following the month in which the corresponding application of the pensioner was previously accepted.

The terms of assignment and recalculation of the labor pension are specified in Article 19. The old-age labor pension (part of the labor pension) in accordance with paragraph 1 of Article 19 of the Law is assigned from the day of application for the specified pension or part thereof, with the exception of the cases provided for in paragraph 4 of Article 19, namely from the day , following the day of dismissal from work, if the application for the specified pension or part of this pension followed no later than 30 days from the date of dismissal from work. The day of application for a labor pension or part of it is considered the day the body providing pension provision receives the corresponding application with all the necessary documents. If the specified application is sent by mail and all the necessary documents are attached to it, then the day of application for a labor pension or part of it is considered the date indicated on the postmark of the federal postal service organization at the place of departure of this application. In the event that not all necessary documents are attached to the application, the body providing pension provision gives the person applying for a labor pension an explanation of what additional documents he must submit. If such documents are submitted no later than 3 months from the date of receipt of the corresponding clarification, the day of application for a labor pension or part thereof is considered to be the day of receipt of the application for assignment of a labor pension, its part or the date indicated on the postmark of the federal postal organization at the place of departure of this statement (clause 3 of Article 19). An old-age labor pension is assigned earlier than the day of application for a labor pension in the event that the application for said pension follows no later than 30 days from the date of dismissal from work. In this case, the pension is established from the day following the day of dismissal. In accordance with paragraph 5 of Article 19, an application for the assignment of a labor pension or part of a labor pension, an application for transfer from one type of pension to another is considered no later than 10 days from the date of receipt of this application or from the date of submission of additional documents. In case of refusal to satisfy the specified application, the body providing pension provision, no later than 5 days after the relevant decision is made, notifies the applicant about this, indicating the reasons for the refusal and the procedure for appealing it, and at the same time returns all documents.

In accordance with paragraph 7 of Article 19, a transfer from one type of labor pension to another, as well as from another pension established in accordance with the legislation of the Russian Federation, to a labor pension is made from the 1st day of the month following the month in which the pensioner filed an application for transfer from one type of labor pension to another, or from another pension to a labor pension with all the necessary documents, but not earlier than the day the right to a labor pension is acquired. According to paragraph 1 of Article 20 of the Law, the recalculation of the amount of the labor pension or part of the labor pension in accordance with paragraphs 2-4 of Article 17, except for the cases provided for in paragraph 3 of Article 20, is carried out: - from the 1st day of the month following the month in which the circumstances occurred , entailing a recalculation of the size of the labor pension downwards; - from the 1st day of the month following the month in which the pensioner’s application to recalculate the amount of the labor pension or part of it upward was accepted. According to paragraph 3 of Article 20 of the Law, the recalculation of the basic part of the old-age labor pension in connection with a change in the degree of limitation of the ability to work is carried out in the following order: - if a higher degree of limitation of the ability to work is established - from the date the body of the State Service of Medical and Social Expertise issues appropriate decision; - in connection with the pensioner reaching the age of 80 years - from the day the pensioner reaches the specified age; - when a lower degree of limitation of the ability to work is established - from the 1st day of the month following the month in which the previous degree of limitation of the ability to work was established. As defined by paragraph 4 of Article 20 of the Law, a pensioner’s application for recalculation of the amount of the labor pension must be considered no later than 5 days from the date of receipt of the said application with all the necessary documents. In case of refusal to satisfy this application, the body providing pension provision, no later than 5 days from the date of the relevant decision, notifies the applicant about this, indicating the reasons for the refusal and the procedure for appealing and at the same time returns all documents.

Documents required to establish a labor pension Documents required to establish an old-age labor pension are specified in the List of documents required to establish a labor pension and state pension in accordance with the Federal Laws On Labor Pensions in the Russian Federation and On State Pensions in the Russian Federation , approved by the Resolution of the Ministry of Labor of Russia and the Pension Fund of the Russian Federation dated 16/19 p.b. Order of the Ministry of Health and Social Development of the Russian Federation dated 1521n approved the “Administrative Regulations for the provision of public services for the acceptance and registration of applications from citizens for the establishment of pensions in accordance with the Federal Laws “On Labor Pensions in the Russian Federation” and “On State Pensions in the Russian Federation”. The administrative regulations provide for the documents necessary to establish an old-age pension.

Memo on the list of documents required for an old-age (disability) pension: a citizen must submit documents: - identification, age, place of residence, citizenship; - in the absence of permanent registration - a document about the place of stay or actual residence in the territory of the Russian Federation; - about insurance experience (work book; certificates of periods of work not included in the work book); - about periods of military service; -about education; about the birth of children. If necessary, documents must be submitted: - on average monthly earnings for 60 consecutive months before January 1, 2002. To assess the expected earnings, a table of the average monthly salary in the country by year is provided on the back of the Memo. If you choose to calculate wages for the year, you do not need to submit a certificate; the authorities of the Pension Fund of the Russian Federation have information about the specified earnings; - about changing the surname, name, patronymic; - for persons over 18 years of age - a certificate of full-time study; - on confirmation of the fact that disabled family members over 18 years of age are dependent (a copy of the personal account from the place of residence about joint residence, certificates of income of all family members, other documents containing the necessary information); - on the right to raises and supplements to pensions established by the legislation of the Russian Federation for certain categories of citizens as of the city.

Documents that can be submitted by a citizen on his own initiative (otherwise they will be requested by the Pension Fund specialist independently): - about disability; to confirm other periods counted in the insurance period: - about the periods of receiving unemployment benefits; - on confirmation of periods of residence of spouses of military personnel undergoing military service together with their spouses, where they could not work due to lack of employment opportunities; - from the tax authorities on declared income, certificate of payment of a single tax (for individual entrepreneurs).

Description of the presentation by individual slides:

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Pension system of Russia (round table lesson) Prepared by: Bezrukova Galina Sergeevna, teacher of history and social studies MAOU "Secondary School No. 17", Gubkin, Belgorod region

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To increase the pension and social literacy of students, their interest in the formation of a future pension; -continue to form a new “retirement culture” among young people; -increase students’ confidence in the reliability of state social and pension provision; -to form an understanding of everyone’s personal responsibility for future pension provision; -stimulate personal initiatives to increase pensions through the formation of additional pension savings; Lesson objectives:

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Inform students about the pension rights of Russian citizens, rights to social benefits and benefits; -give basic knowledge in the field, the history of pensions in Russia, pension legislation; -to form an adequate understanding of the place, functions and powers of the Pension Fund in the country’s pension and social security system; - talk about ways to increase your future pension: about the State Co-financing Program for Pension Savings, ways to invest pension savings. Lesson Objectives

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1. History of pension provision in Russia 2. Pension Fund of the Russian Federation. Three levels of pension coverage 3. How to increase your future pension 4. Useful tips Lesson plan:

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996 - Grand Duke Vladimir the Holy issued a Charter, according to which social charity was given under the patronage of the church 1663 - (under Alexei Mikhailovich) - pension for crippled, wounded, elderly soldiers in the form of an estate or land plot. The end of the 18th century (under Catherine the Great) - a monetary form of pension payments. Tue floor. 19th century - pension for private enterprise (form - funded and insurance, deductions from salary) 1917, 1918, 1924, 1925 - pensions for various categories of citizens (the amount depended on salary, working conditions and family composition) 2002 - new pension system History

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1. Everyone is guaranteed social security by age, in case of illness, disability, loss of a breadwinner, for raising children and in other cases established by law. 2. State pensions and social benefits are established by law. Voluntary insurance, the creation of additional forms of social security and charity are encouraged. Constitution of the Russian Federation, Art. 39:

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Federal Law “On Labor Pensions in the Russian Federation” Federal Law “On State Pension Insurance in the Russian Federation” Federal Law “On Compulsory Pension Insurance in the Russian Federation” Federal Law “On Individual (Personified) Accounting in the Compulsory Pension Insurance System” Federal Law “ On non-state pension funds" Federal laws of the Russian Federation on pension provision

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A pension is a regular cash benefit paid to persons who: have reached retirement age (old-age pension), are disabled, or have lost their breadwinner. What is a pension? By old age By disability By loss of a breadwinner

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INSURER – the Pension Fund of Russia (PFR) keeps records of the pension rights of citizens and non-state pension funds PARTICIPANTS OF PENSION INSURANCE INSURANCE holder – employer, individual entrepreneur The policyholder submits information to the Pension Fund of Russia, transfers insurance premiums, both within the framework of compulsory pension insurance, and additional insurance contributions at the request of the employee INSURED PERSON

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The insurance certificate is presented: When applying for a job; When concluding an employment contract; When contacting the pension authorities on any issue, including the assignment (recalculation) of a pension. The insurance certificate is subject to exchange in the event of: Change of last name, first name, patronymic, date or place of birth; Determining inaccuracy of information; Unsuitability for use Insurance certificate of compulsory pension insurance

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SNILS is the insurance number of a citizen’s individual personal account in the compulsory pension insurance system. More than 17 million children and teenagers have already received their SNILS SNILS is the key to electronic Russia. SNILS is used for identification when a citizen receives state and municipal services, including electronically through the Internet portal www.gosuslugi.ru. Why do adults and children need SNILS?

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Components of a labor pension Depend on your income before retirement. You can dispose of it as you wish. Only Russian citizens born in 1967 have a funded part of their pension. PENSION SIZE = BC + MF + LF

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Types of labor pensions Labor pensions For old age For disability For the loss of a breadwinner

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Passport (residence permit) of a citizen of the Russian Federation; - insurance certificate of compulsory pension insurance; - birth certificate of children; -work book (original); - military ID (for men). When applying for an old-age labor pension, you must submit the following documents:

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WHAT IS IMPORTANT FOR A LABOR PENSION? PENSION HAVE A LARGE AMOUNT OF INSURANCE PREMIUMS PAID TO THE PFR BE INSURED IN THE PU SYSTEM AND KNOW YOUR RIGHTS AND OBLIGATIONS KNOW THE CONDITION OF THE ILS AND CONTROL THE PAYMENT OF INSURANCE PREMIUMS TO THE PFR FROM THE BEGINNING OF YOUR EMPLOYMENT PERFORMANCE BE ABLE TO EVALUATE AND SELECT MANAGEMENT MANAGEMENT, NPF FOR INVESTING PENSION SAVINGS BE ABLE TO OPTIMALLY USE NOTICES Pension Fund

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Within 5 years after starting work, you must submit an application to the Pension Fund to select a Management Company or a Non-State Pension Fund in order to form the insurance and funded part of your pension. Non-state pension funds are non-profit social security organizations created specifically for the provision of pensions to citizens. The main activities of NPFs are voluntary (non-state) pension provision and professional pension insurance. The activities of NPFs are strictly controlled by the state. Non-state pension funds (NPF) and management companies

BASIC PROVISIONS OF THE DRAFT FEDERAL LAW ON INSURANCE PENSIONS. NEW PENSION FORMULA. DECREE OF THE PRESIDENT OF THE RUSSIAN FEDERATION OF MAY 7, 2012 No. 597 “ON MEASURES FOR THE IMPLEMENTATION OF STATE SOCIAL POLICY and BUDGET MESSAGE OF THE PRESIDENT OF RUSSIA “Budget policy in 2013 - 2015” STRATEGY FOR LONG-TERM DEVELOPMENT ESSIONAL SYSTEM OF THE RUSSIAN FEDERATION (approved by order of the Government of the Russian Federation dated December 25. 2012 No. 2524-r) Reform objectives: GUARANTEEING A SOCIALLY ACCEPTABLE LEVEL OF PENSION SECURITY ENSURING LONG-TERM FINANCIAL STABILITY OF THE PENSION SYSTEM KEEPING THE INSURANCE LOAD OF THE PENSION SYSTEM ON THE ECONOMY AT AN ACCEPTABLE LEVEL COUNTRIES DRAFT RUSSIAN FEDERATION FEDERAL LAW ON INSURANCE PENSIONS This Federal Law is in accordance with the Constitution of the Russian Federation and the Federal Law “On Compulsory Pension Insurance in the Russian Federation” establishes the grounds for the emergence and procedure for exercising the right of citizens of the Russian Federation to insurance pensions. DRAFT RUSSIAN FEDERATION FEDERAL LAW ON INSURANCE PENSIONS Article 5. Types of insurance pensions In accordance with this Federal Law, the following types of insurance pensions are established: 1) old-age insurance pension; 2) disability insurance pension; 3) insurance pension in case of loss of a breadwinner. PROJECT RUSSIAN FEDERATION FEDERAL LAW ON INSURANCE PENSIONS Article 7. Conditions for assigning an old-age insurance pension 1. Men who have reached the age of 60 years and women who have reached the age of 55 have the right to an insurance pension. 2. An old-age insurance pension is assigned if you have at least 15 years of insurance experience (5 years in 2015). 3. An old-age insurance pension is assigned if there is an individual pension coefficient of at least 23 (in 2015 – 10). CALCULATION OF OLD-AGE INSURANCE PENSION SP = IPK X SPK SP – amount of insurance pension IPK – individual pension coefficient, is defined as the sum of the employee’s annual individual pension coefficients. The maximum value of the annual individual pension coefficient is 10. SPK - the cost of one pension coefficient in the year the pension was assigned (set annually by the Government of the Russian Federation) SIZE OF INDIVIDUAL PENSION COEFFICIENT IPC = IPK1 + IPK2 + IPK experience IPK1 - the size of the individual pension coefficient for periods before January 1, 2015 – P/SPK - the amount of the insurance part of the old-age labor pension according to the norms of 173-FZ, excluding the FBI and the funded part, divided by the cost of one pension coefficient for 2015 IPC2 - the size of the individual pension coefficient for periods from January 1, 2015 IPC length of service - additional individual pension coefficient for insurance experience (women for service from 30 to 40 years - 1 coefficient for each full year, men for service from 35 to 45 years - 1 coefficient for each full year, in addition, an increase of 5 coefficients for women over 35 years old, men over 40 years old) SIZE OF INDIVIDUAL PENSION COEFFICIENT for periods from January 1, 2015 IPC2 = (amount of IPC year + amount of NP year) amount of IPC year - the sum of individual pension coefficients determined for each calendar year, taking into account the contribution annual deductions from the salary of APs from January 1, 2015 IPC year = SV year (amount of contributions) / NSV year (normative amount of contributions)* 10 For persons for whom insurance premiums were not paid for the funded part of the IPC year - no more than 10; for persons whose rate of contributions to the funded part is 2% - the maximum ratio is 9.1; for persons for whom the rate of contributions to the funded part is 6% - the maximum ratio is 7.27 NP amount year - the sum of the coefficients determined for each calendar year for other (non-insurance) periods acquired starting from January 1, 2015 (periods of military service , caring for a child up to 1.5 years old, receiving unemployment benefits, caring for a disabled person of group 1, a disabled child, an 80-year-old person, etc. (Clause 1 of Article 11 of the draft Law) Insurance pension IPC x SPK Experience 30-40 years Σ Civil Procedure Code Pension rights until 2015 + 35-45 years 35 years 40 years SV 2015 NSV +. .+ SV for the year of retirement NSV 10 5 x K(10), K(9.1), K(7.27) + NP(other periods) Children Army – 0.85 For 1st – 0.85 For the 2nd – 1.7 For the 3rd – 2.55 Insurance pension Savings pension Fixed payment IPK x SPK Experience 30-40 years Σ Civil Procedure Code Pension rights until 2015 + 35-45 years 35 years 40 years m NE 2015 NSV +. .+ SV for the year of retirement NSV 10 5 x K(10), K(9.1), K(7.27) + NP (other periods) Children Army – 0.85 For 1st – 0.85 For the 2nd – 1.7 For the 3rd – 2.55 STIMULATING A LATER RETIREMENT AGE THE COEFFICIENT IS ESTABLISHED FOR THE NUMBER OF FULL MONTHS WORKED OVER 55 YEARS FOR WOMEN AND OVER 60 YEARS FOR MEN The number of months worked after the onset of the generally established new retirement age ( months) Coefficients (K age) K age to fixed payment 12 24 36 48 60 (5 years) 72 84 96 108 120 1.056 1.12 1.19 1.27 1.36 1.46 1.58 1.73 1 ,90 2.11 K age, SP = K age, BP×Additional increase in SP K age to insurance pension 1.066 1.15 1.24 1.34 1.45 1.59 1.74 1.90 2.09 2, 32 Example. Calculation of an insurance pension for a woman born in 1992, who has two children (she has been caring for 1.5 years), has 33 years of insurance experience on the date of retirement age, and has not applied for a pension for 5 years. Salary – 20,000 rubles per month. The tariff at which pension savings are formed is 2%. 1. Calculation of the amount of the annual pension coefficient 1) calculate the annual pension coefficient: 20,000 rubles / 61,387 rubles. * 9.1 = 2.96 2) PC amount for length of service: 2.96 * 38 years = 112.48 3) PC for non-insurance periods of child care: 0.85 + (0.85 * 0.5) = 1.275 1.7 + (1.7 * 0.5) = 2.55 3.825 2. PC for experience: 10 – for 41 years of experience (38 + 3 years of child care), 5 – for 35 years of experience Total amount of pension capital : 112.48 + 3.825 + 15 = 131.31 Insurance pension calculation: 131.31 (PC amount) * 57.9 (PC cost) = 7,602.85 * 1.45 (K - for late retirement) = RUB 11,024 RUSSIAN FEDERATION FEDERAL LAW ON INSURANCE PENSIONS draft Article 17. ...Citizens can apply for the appointment and payment of an insurance pension through the employer at the place of their last job. ...The documents necessary for the establishment and payment of an insurance pension, the obligation to submit which is assigned to the applicant, may be submitted by the employer. Article 20. Payment of the insurance pension is suspended in the following cases: ………. 2) In the absence of personal requests from a pensioner for more than one year to carry out transactions on his account to which the pension is credited... Article 24. ...Amounts overpaid due to a counting error are taken into account in the subsequent payment of pensions in the amount calculated in accordance with the legislation of the Russian Federation, based on the decision of the body providing pensions. Increasing the required experience for teaching staff to 30 years. Increasing the required length of service for medical workers to 30 years (rural), to 35 years (urban).